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Some merchants may permit you to initiate debit and bill payment transactions with your card using either the VISA network or another network shown on your card, such as the STAR network. Elevate Federal Credit Union will honor your debit transactions processed by any of these networks.
Transactions processed over the VISA network do not require you to use your PIN to validate the transaction. Generally, you will sign a receipt, provide your card number (e.g., internet, mail, or telephone transactions), or swipe your card at a terminal. Also, there are certain protections and rights, such as zero liability protection as described in the “Member Liability” section of your Debit Card Agreement, applicable only to VISA processed transactions.
Transactions processed over other networks may not require you to use your PIN to validate a transaction. Generally, you enter your card number or swipe your card and provide or enter a PIN. However, some merchants may not require you to provide a PIN and may allow you to choose whether the transaction is processed by VISA or another network. Provisions applicable only to VISA transactions (such as VISA’s zero liability protections) will not apply to non-VISA debit transactions. The liability rules for other EFTs in the section titled “Member Liability” will apply.
Please contact Elevate Federal Credit Union if you have any questions regarding this notice. (435) 723.3437