Skip to content
Nav-background-dark
Checking
Savings
IRA
Certificates
Business Account
Resources
Questions
Nav-background-dark
Auto Loans
Adventure Loans
Special Loans
Home Loans
Payday Loans
Resources
Questions
Nav-background-dark
Visa Credit Card
Account Cards
Reloadable and Gift Cards
Digital Wallet
Card Control
Resources
Questions
Nav-background-dark
MoneySmart Tips
Online & Mobile Banking
Branches & ATMs
Forms & Documents
SavvyMoney Credit Monitoring
Resources
Help?
Nav-background-dark
Membership
Elevate Branches
Our Story
Donations and Sponsorships
Member Discounts
Resources
Help?
IRAs

Prepare For The Next Stage

We're not here to tell you what to save for. We're here to help you get there.

Why Elevate?

What's Your Next Thing

“Retirement” could mean a house by the beach, traveling the world, or simply finally taking that dream job that pays a little less. Whatever you want your next thing to be, prepare for it with Traditional IRA, Roth IRA, and Coverdell Education Savings Account options. Let’s make your next thing happen.

work community giving thumbs up
2 women drinking coffee at home
old couple on the beach together
  • A variety of IRA options
  • Different tax-advantages
  • No deposit or monthly service fees
Individual Retirement Accounts

FAQs

If you don't see your question here, text us at (435) 723.3437. We are happy to help!
Will I have to pay taxes? How much will I be taxed?
With a Roth IRA, you won't pay taxes when you withdraw the money. However, you will pay taxes on withdrawals for a Traditional IRA. How much you will be taxed depends on how much you contribute.
What's the difference between Traditional and Roth IRAs? In short, a traditional IRA offers tax-deductible contributions while a Roth IRA allows the account to grow tax-free. Traditional IRAs:
  • Contributions may be tax-deductible
  • Earnings can grow tax-deferred until withdrawn
  • Penalty free withdrawals for qualifying education expenses, home purchases, and medical expenses
  • All earnings and deductible contributions are taxable upon withdrawal
Roth IRA
  • Contributions are not tax-deductible
  • Withdrawals and earnings may be tax free
  • Penalty free withdrawals after age 59 ½, disability, death or for a first time home purchase
Ask a Question Please do not include any account-specific information.
quotes

 

We believe you won’t find another credit union with such knowledgeable and friendly staff. These folks take great care of us.
Scott & SandyMember Since 2018

Forgot Password
Online Enrollment