Buy or Refinance
It's more than walls and a roof.As Low As 5.75 (6.01) % APR*Get Started
Use Your Equity
Use the value in your home.As Low As 8.25 % APR*Get Started
Your space matters. Make it better.As Low As 9.99 % APR*Get Started
More than a home
We know that a house is a home, but it’s also so much more… It’s the launchpad where you wake up and get your day started, the cozy hideout where you relax and unwind, and the relationship hub where friends and family come together. We have financing options for whatever you need whether you are a first-time homebuyer, purchasing your dream home, refinancing, or opening a Home Equity Line of Credit. Meet our mortgage team and start discussing all your options today!
- A wide variety of rates and terms
- Unbeatable service
- Extensive home loan choices, including FHA, Conventional and USDA Rural Housing loans
Talk houses with smart friends
Get a little help from some talented, intelligent mortgage loan specialists. We’d love to schedule a meeting to talk about buying, refinancing or improvement loans.
We recently bought our first home and Melissa made the mortgage process so easy. Not to mention we were in our new home much sooner than we expected. Thank you Elevate Credit Union!Tiffany, Member since 2007
Elevate Credit Union was super helpful in helping me refinance my mortgage at a much lower rate. You would have a hard time finding more helpful and friendlier folks anywhere.Cameron, Member since 2009
Katie was great to work with and made it very easy for us. She was always very prompt at answering our questions and made us feel like we were the only one's she was helping. We will never go anywhere else for our loans in the future.Jeff & Natalie, Members since 2002
Mortgage Loan Rates
Mortgages & HELOC Rate APR As Low As* 5-Year Mortgage ⓘ Up to 80% LTV Fixed 5.25% 5.56% 10-Year Mortgage ⓘ Up to 80% LTV Fixed 5.75% 6.01% 15-Year Mortgage ⓘ Up to 80% LTV Fixed 6.00% 6.11% 20-Year Mortgage ⓘ Up to 80% LTV Fixed w/ 10 Year Call 6.50% 6.61% 30-Year Mortgage ⓘ Up to 80% LTV Fixed w/ 10 Year Call 6.50% 6.60% 10-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed 6.50% 6.50% 15-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed 6.85% 6.85% 20-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed w/10-Year Call 7.00% 7.00% 30-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed w/10-Year Call 7.00% 7.00% 10-Year Second Mortgage ⓘ Up to 80% LTV Fixed 7.25% 7.43% 15-Year Second Mortgage ⓘ Up to 80% LTV Fixed 7.25% 7.88% Home Equity Line of Credit ⓘ Up to 80% LTV Variable 8.25% 8.25%
Check with your tax advisor for details about using interest as a tax deduction
*Terms & Conditions: APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
Mortgage PaymentProperty Tax: 167
Homeowners Insurance: 100HOA Fee: 0
Mortgage Insurance: 167Mortgage Amount$$Fixed Rate%Term Years
Frequently Asked Questions
Home Improvement Loans can cover almost any kind of repair or improvement, including traditional repairs, energy efficient appliances, solar heating, and even landscaping. You can borrow up to $7500 with this loan.
Both loans let you use your home's value to borrow money. With a Home Equity Loan, you'll get all the cash you borrow right away, just like most other loans. A Line of Credit, on the other hand, approves you for a certain amount and then lets you borrow from it as needed. With this option, you'll only pay interest on what you actually borrow. It's a great choice if you are working on an ongoing project. At Elevate, we offer both types of loans, so you can pick what's best for you.
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Live somewhere that inspires you
Buy a house you love or improve your current home.