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Why Elevate
Backed by Visa
Credit cards put a little more power and flexibility into your budget. With a Visa Credit Card, you can charge purchases and withdraw cash from ATMs using your PIN. You can also get cash advances when you need them or pay off a different high-interest credit card. Make consistent, on-time payments, and you can even build your credit score.
What makes our credit card special? Simply put, we give you a better deal. Enjoy a super low intro rate, a great low rate after that, and absolutely no fees on balance transfers.
![child hugging their mother while online shopping](https://elevatecu.com/hs-fs/hubfs/shopping-technology-shop-affection-grocery-shopping-holiday-shopping-using-technology-online-shopping_t20_KAAnz9-1024x683.jpg?width=1024&height=683&name=shopping-technology-shop-affection-grocery-shopping-holiday-shopping-using-technology-online-shopping_t20_KAAnz9-1024x683.jpg)
![woman smiling while using her credit card](https://elevatecu.com/hs-fs/hubfs/AdobeStock_329109412-640x427.jpeg?width=640&height=427&name=AdobeStock_329109412-640x427.jpeg)
![older couple looking at a laptop together during breakfast](https://elevatecu.com/hs-fs/hubfs/couple-older-working-on-a-laptop-together-768x520.jpg?width=768&height=520&name=couple-older-working-on-a-laptop-together-768x520.jpg)
- 5.99% APR* Introductory Rate
- No annual fee
- No balance transfer fee
It’s the only card I use. Seriously! Why would I use anything else?
Aspen H.Member Since 2009
Frequently Asked Questions
You can turn off lost or stolen cards in our mobile app so no one can use them. If you find your card again, you can turn it back on to continue to use it. If you don't have the mobile app or know your card has been stolen, you can report it online or call 1-800-682-6075.
What are the requirements for a Visa Credit Card?
In order to qualify you must:
- Be at least 18 years old
- Fill out the application online or in-person
- Be approved based on your credit rating
When are payments for Visa Credit Cards due?
Monthly payments are due by the 28th of each month. The minimum payment is $15 or 4% of the balance, whichever is greater. Statements for Visa Credit Cards are also issued monthly.
What should I do if my card is lost or stolen?
You can turn off lost or stolen cards in our mobile app so that no one can use them. If you find your card again, you can turn it back on to continue to use it. If you don't have the mobile app or know that your card has been stolen, you can report it online or call 1-800-682-6075.
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