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Prepare For The Next Stage

We're not here to tell you what to save for. We're here to help you get there.

  • A variety of IRA options
  • Different tax-advantages
  • No deposit or monthly service fees
Individual Retirement Accounts


If you don't see your question here, text us at (435) 734.3437. We are happy to help!
Will I have to pay taxes? How much will I be taxed?
With a Roth IRA, you won't pay taxes when you withdraw the money. However, you will pay taxes on withdrawals for a Traditional IRA. How much you will be taxed depends on how much you contribute.
What's the difference between Traditional and Roth IRAs? In short, a traditional IRA offers tax-deductible contributions while a Roth IRA allows the account to grow tax-free. Traditional IRAs:
  • Contributions may be tax-deductible
  • Earnings can grow tax-deferred until withdrawn
  • Penalty free withdrawals for qualifying education expenses, home purchases, and medical expenses
  • All earnings and deductible contributions are taxable upon withdrawal
Roth IRA
  • Contributions are not tax-deductible
  • Withdrawals and earnings may be tax free
  • Penalty free withdrawals after age 59 ½, disability, death or for a first time home purchase
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We believe you won’t find another credit union with such knowledgeable and friendly staff. These folks take great care of us.
Scott & SandyMember Since 2018