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Visa Credit Cards

Power and flexibility

Focus more on your financial goals and less on extra costs with a low introductory APR* and no annual or balance transfer fees.

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  • 5.99% APR* Introductory Rate
  • No Annual Service Charges
  • No Balance Transfer Service Charge
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It’s the only card I use. Seriously! Why would I use anything else?
Aspen H.Member Since 2009
I opened an account here a few months ago, and I really like banking here! I decided to open a credit card, and Riley helped me. He was super helpful and kind, exactly the type of person I want to have an interaction with.
Jaxon C.Member Since 2024

A credit card that fits real life

From everyday purchases to unexpected expenses, life brings moments when a little extra flexibility can make a big difference.  Whether you are covering planned expenses, handling unexpected costs, or managing higher-interest debt, an Elevate Visa Credit Card offers a practical way to move forward with more control and confidence.

With flexible options for everyday spending, balance transfers, and cash advances, an Elevate Visa Credit Card is designed to fit a variety of financial needs. It makes managing expenses easier and supports your financial goals with simple features and added peace of mind. 

 

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Visa Credit Cards
CARD TYPE ANNUAL SERVICE CHARGE GRACE PERIOD APR* RATE SPECIAL INTRO RATE
Visa Credit Card No Charge 28 days 11.25% 5.99%

*TERMS & CONDITIONS: APR = annual percentage rate | Some restrictions may apply | Offer valid on approved credit | After the introductory rate of 5.99% APR for six billing cycles, you will receive a variable APR of 11.25% | APR, effective January 1, 2026 for purchases, balance transfers, and cash advances | The introductory rate applies to cash advances | Offer not retroactive | Speak to a loan officer for the full terms of the offer.

 

Credit Card Features & FAQs

You can turn off lost or stolen cards in our mobile app so no one can use them. If you find your card again, you can turn it back on to continue to use it. If you don't have the mobile app or know your card has been stolen, you can report it online or call 1-800-682-6075.    
What are the requirements for a Visa Credit Card?

To qualify, you must:

  • Be at least 18 years old
  • Complete an application online or in person
  • Meet approval requirements based on creditworthiness and other qualifying factors

We’d be happy to help walk you through the process. Contact us to get started.

When are payments for Elevate Visa Credit Cards due? Visa Credit Card payments are due monthly by the 28th, and your due date will be listed on your statement. The minimum payment is $15 or 4% of the balance, whichever is greater. Statements are issued monthly. You can view payment details anytime through online banking or our mobile app!
What should I do if my credit card is lost or stolen?

You can turn off lost or stolen cards in our mobile app so that no one can use them. If you find your card again, you can turn it back on to continue to use it. If you don't have the mobile app or know that your card has been stolen, you can report it online or call 1-800-682-6075 right away.  

Can I use my Visa Credit Card for a balance transfer? Yes! You can transfer a higher-interest card balance to your Elevate Visa Credit Card. We do not charge any balance transfer fees.
Can an Elevate Visa Credit Card help build credit? Absolutely! Using your card responsibly and making consistent, on-time payments can help build your credit over time.

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Ask Simon, our AI bot a question 24/7 by clicking the "Live Chat" button in the lower right corner, or speak with one of our Elevate Team anytime during our business hours by doing the same. Or, fill out this brief form and we will get back with you. We are here to help and answer your questions!


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