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Visa Credit Card

Power and flexibility

Amazing 3.99% APR* Introductory Rate

  • we offer credit cards

    Why Elevate

    Backed by Visa

    Credit cards put a little more power and flexibility into your budget. With a Visa Credit Card, you can charge purchases and withdraw cash from ATMs using your PIN. You can also get cash advances when you need them or pay off a different high-interest credit card. Make consistent, on-time payments, and you can even build your credit score.

    What makes our credit card special? Simply put, we give you a better deal. Enjoy a super low intro rate, a great low rate after that, and absolutely no fees on balance transfers.

    family booking a vaction online
    preson on tablet with card
    happy business person on phone and laptop
    • 3.99% APR* Introductory Rate
    • No annual fee
    • No balance transfer fee
    • 28-day grace period on purchases

    Apply Now

    It’s the only card I use. Seriously! Why would I use anything else?

    Aspen H., Member since 2009

     

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  • Visa Credit Card Rates

    TypeFeeGrace PeriodRate APR*
    CreditNo annual fee28 day grace period3.99% Special Intro Rate
    CreditNo Annual Fee28 day grace period13.00%

    *Some restrictions may apply. Offer valid on approved credit. APR = annual percentage rate. After the introductory rate of 3.99% APR for six billing cycles, you will receive a variable APR of 13.00% APR, effective August 1, 2023, for purchases, balance transfers, and cash advances. The introductory rate applies to cash advances. Offer not retroactive. Speak to a loan officer for the full terms of the offer.

  • Frequently Asked Questions

    • In order to qualify you must:
      • Be at least 18 years old
      • Fill out the application online or in-person
      • Be approved based on your credit rating
      We'd love to walk you through the process! Contact us to get started.
    • Monthly payments are due by the 28th of each month. The minimum payment is $15 or 4% of the balance, whichever is greater. Statements for Visa Credit Cards are also issued monthly.
    • You can turn off lost or stolen cards in our mobile app so that no one can use them. If you find your card again, you can turn it back on to continue to use it. If you don't have the mobile app or know that your card has been stolen, you can report it online or call us at 1-800-682-6075.    

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    Call or Text (435) 723.3437
Disclosures
*Some restrictions may apply. Offer valid on approved credit. APR = annual percentage rate. After the introductory rate of 3.99% APR for six billing cycles, you will receive a variable APR of 12.75% APR, effective June 1, 2023, for purchases, balance transfers, and cash advances. The introductory rate applies to cash advances. Subject to credit approval. Offer not retroactive. Speak to a loan officer for the full terms of the offer.