Skip to content
Nav-background-dark
Checking
Savings
IRA
Certificates
Business Account
Resources
Questions
Nav-background-dark
Auto Loans
Adventure Loans
Special Loans
Home Loans
Payday Loans
Resources
Questions
Nav-background-dark
Visa Credit Card
Account Cards
Reloadable and Gift Cards
Digital Wallet
Card Control
Resources
Questions
Nav-background-dark
MoneySmart Tips
Online & Mobile Banking
Fraud & Security Center
Forms & Documents
SavvyMoney Credit Monitoring
Resources
Help?
Nav-background-dark
Membership
Elevate Branches
Our Story
Donations and Sponsorships
Member Discounts
Resources
Help?
Visa Credit Cards

Power and flexibility

Amazing 5.99% APR* Introductory Rate

Apply Now
spring-friends-at-lunch
Why Elevate

Backed by Visa

Credit cards put a little more power and flexibility into your budget. With a Visa Credit Card, you can charge purchases and withdraw cash from ATMs using your PIN. You can also get cash advances when you need them or pay off a different high-interest credit card. Make consistent, on-time payments, and you can even build your credit score.

What makes our credit card special? Simply put, we give you a better deal. Enjoy a super low intro rate, a great low rate after that, and absolutely no service charges on balance transfers.

laptop-person-credit-card
paying online with a card
couple-shopping-spring
  • 5.99% APR* Introductory Rate
  • No Annual Service Charges
  • No Balance Transfer Service Charge
quotes

 

It’s the only card I use. Seriously! Why would I use anything else?
Aspen H.Member Since 2009

Visa Credit Cards

Type Service Charge Grace Period Rate APR*
Credit No annual service charges 28 day grace period 5.99% Special Intro Rate
Credit No annual service charge 28 day grace period 12.00%

*TERMS & CONDITIONS: APR = annual percentage rate | Some restrictions may apply | Offer valid on approved credit | After the introductory rate of 5.99% APR for six billing cycles, you will receive a variable APR of 12.00% | APR, effective January 1, 2025, for purchases, balance transfers, and cash advances | The introductory rate applies to cash advances | Offer not retroactive | Speak to a loan officer for the full terms of the offer.

 

Frequently Asked Questions

You can turn off lost or stolen cards in our mobile app so no one can use them. If you find your card again, you can turn it back on to continue to use it. If you don't have the mobile app or know your card has been stolen, you can report it online or call 1-800-682-6075.    
What are the requirements for a Visa Credit Card? In order to qualify you must:
  • Be at least 18 years old
  • Fill out the application online or in-person
  • Be approved based on your credit rating
We'd love to walk you through the process! Contact us to get started.
When are payments for Visa Credit Cards due? Monthly payments are due by the 28th of each month. The minimum payment is $15 or 4% of the balance, whichever is greater. Statements for Visa Credit Cards are also issued monthly.
What should I do if my card is lost or stolen? You can turn off lost or stolen cards in our mobile app so that no one can use them. If you find your card again, you can turn it back on to continue to use it. If you don't have the mobile app or know that your card has been stolen, you can report it online or call 1-800-682-6075.    

You might also be interested in ...

Ask A Question

Ask Simon, our AI bot a question 24/7 by clicking the "Live Chat" button in the lower right corner, or speak with one of our Elevate Team anytime during our business hours by doing the same. Or, fill out this brief form and we will get back with you. We are here to help and answer your questions!


Forgot Password
Online Enrollment