Skip to content
Special Loans

New Possibilities

Helping you with credit building, holiday giving, and incredible experiences.

winter_friends_pulling_pushing_sled
Personal
Electronics, experiences, and anything else.
 

Best Rate 11.50% APR*

 
Credit Builder
Rocket fuel for your credit score.
 

Ask One Of Our Qualified Loan Specialists For Rate Details
 
Holiday Loan
A little extra cash for Christmas.
 

Best Rate 9.99% APR*

 
Holiday Loan

More Merry And More Cheer

Do you need a little extra spending power this holiday season? Our fixed-term holiday loans are available in November, December, and January to cover festive expenses.

  • Up to 12 months to repay
  • Rates as low as 9.99% APR*
  • Available between November and January
Child holding multiple presents standing next to a Christmas tree
Personal Loan

Pay For Anything

Use a personal loan for just about anything. Improve your lifestyle with a new phone or a week-long experience. Take care of expenses like car payments and taxes.

  • Fixed rates and fixed terms
  • No security or collateral required
  • Lower rates than many lenders
winter_family_sledding_happy
Credit Builder Loan

Boost Your Credit Score

Better credit scores generally get better loan rates. Credit builder loans can help you boost your score and save you money on future loans.

  • Designed for bad credit or no credit
  • Build or rebuild your credit
  • Improve credit by making payments
  • Secured by your savings account
 
winter-teens-playing-in-the-snow
Overdraft Protection

Never Worry About Declined Cards

Declined cards and insufficient funds can be embarrassing, annoying, and frustrating. Overdraft Protection is a line of credit that may prevent your payments from bouncing.

  • Pay with confidence
  • Prevent declined cards
  • You’re only charged when you use it
person inserting a credit card into a card reader
Special Loan Rates
LOAN TYPE APR* AS LOW AS
Holiday 9.99%
Personal 11.50%
Credit Builder Contact us for more information
*TERMS & CONDITIONS: APR=annual percentage rate | Membership required | Based on approved credit | Rates & terms may vary | Some restrictions may apply | Speak to a Loan Specialist for more information.
Overdraft Line of Credit
LOAN TYPE BENEFIT APR* AS LOW AS
Overdraft LOC Avoid denied Debit Card transactions and bounced checks 16.50%
*TERMS & CONDITIONS: APR=annual percentage rate | Membership required | Based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Specialist for more information.
Elevate Special Loans

FAQs

If you don't see your question here, text us at (435) 723.3437. We are happy to help!

How does Overdraft Protection Work? Overdraft Protection is a line of credit that's linked directly to your account. If you overdraw on your checking, it steps up to cover the costs—so that you don't have to pay hefty insufficient funds fees. From there, it works like a simple loan from Elevate. Pay it off right away to avoid interest, or as you can, for a low rate. To opt in to Overdraft Protection, contact us at any time.
quotes

 

I just LOVE Elevate Credit Union! Every time I go into the office they bend over backwards to help me with what I need.
KatieMember Since 2001
I have been a member since 1996 and have been really happy to see the credit union grow. I have always been treated so kind, and all my questions were answered. I would (and have) not hesitated to get loans here at the Garland location.
JeanetteMember Since 1996
Ask A Question

Ask Simon, our AI bot a question 24/7 by clicking the "Live Chat" button in the lower right corner, or speak with one of our Elevate Team anytime during our business hours by doing the same. Or, fill out this brief form and we will get back with you. We are here to help and answer your questions!

Disclosures

*Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details or if you have questions.


Forgot Password
Online Enrollment