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Skip-A-Pay

Your Loans Adapt
To Your Life

Because life isn't as regular as your monthly payments.

 

skier jumping on mountain
Why Elevate

Flexibility

Life happens, so if you need to free up some money, our skip a payment option might be just what you needed to get a little breathing room. Even if you've planned your budget out, you never know when something unexpected will come along. Elevate knows that life isn't predictable, and so we created our Skip a Pay option!

winter_older_couple_happy
person at home happy on laptop
high five snowboarders

How Does Skip A Pay Work?

TOUCH
Application Fee

There is a $25 Skip a Pay application fee. Every Skip a Pay fee is saved and donated to a local charity at the end of the year.
TOUCH
Qualifying Loans

Skip a Pay is available for most Auto, Adventure and Personal Loans. Home, HELOC and Credit Cards do not qualify.
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Frequency

You can apply for a Skip a Pay up to two times a year. Apply at least five business days prior to your payment on your loan.
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Things were tight, but I was able to do a Skip a Pay on my loan. They were very helpful and very willing to help me out when times were tough. I love Elevate Credit Union!
LauraMember Since 1996
When I got laid off I was scared, but Elevate was great to help me by letting me skip a loan payment. Luckily I found a new job right away. Thanks!
ErnestoMember Since 2012
Skip-A-Pay

FAQs

How do I fill out the application to apply? Applying is quick and easy:
  • Begin your application by clicking the apply now button on this page.
  • Enter YOUR name and email address in the “Initiator” section. If you have any other borrowers or guarantors on your loan, enter each of their names and emails in the “Subsequent Signer” section.
  • Click “Begin Signing” in the lower right corner. If you agree, click the box next to the yellow arrow that says, “I agree to use Electronic Records and Signatures.” Then click “CONTINUE" to keep filling out your application.
  • On the “Borrower Signature” line, click “SIGN.” Click “ADOPT AND SIGN.” Then click “FINISH” in the lower right corner.
  • If there are other people on the loan, the form will be forwarded to them.
How many times can I do a Skip-A-Pay?

You can do a Skip-A-Pay up to twice a year.
What kind of loans qualify for Skip-A-Pay? Most auto, adventure, and personal loans qualify for Skip-A-Pay.
Are there any fees? Yes, there is a $25 application fee.
Ask a Question

Ask Simon, our AI bot a question 24/7 by clicking the "Live Chat" button in the lower right corner, or speak with one of our Elevate Team anytime during our business hours by doing the same. Or, fill out this brief form and we will get back with you. We are here to help and answer your questions!


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