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Skip-A-Pay

Your Loans Adapt
To Your Life

Because life isn't as regular as your monthly payments.

 

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Why Elevate

Flexibility

Life happens, so if you need to free up some money, our skip a payment option might be just what you needed to get a little breathing room. Even if you've planned your budget out, you never know when something unexpected will come along. Elevate knows that life isn't predictable, and so we created our Skip a Pay option!

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How Does Skip A Pay Work?

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Application Fee

There is a $25 Skip a Pay application fee. Every Skip a Pay fee is saved and donated to a local charity at the end of the year.
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Qualifying Loans

Skip a Pay is available for most Auto, Adventure and Personal Loans. Home, HELOC and Credit Cards do not qualify.
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Frequency

You can apply for a Skip a Pay up to two times a year. Apply at least five business days prior to your payment on your loan.
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Things were tight, but I was able to do a Skip a Pay on my loan. They were very helpful and very willing to help me out when times were tough. I love Elevate Credit Union!
LauraMember Since 1996
When I got laid off I was scared, but Elevate was great to help me by letting me skip a loan payment. Luckily I found a new job right away. Thanks!
ErnestoMember Since 2012
Skip-A-Pay

FAQs

How do I fill out the application to apply? Applying is quick and easy:
  • Begin your application by clicking the apply now button on this page.
  • Enter YOUR name and email address in the “Initiator” section. If you have any other borrowers or guarantors on your loan, enter each of their names and emails in the “Subsequent Signer” section.
  • Click “Begin Signing” in the lower right corner. If you agree, click the box next to the yellow arrow that says, “I agree to use Electronic Records and Signatures.” Then click “CONTINUE" to keep filling out your application.
  • On the “Borrower Signature” line, click “SIGN.” Click “ADOPT AND SIGN.” Then click “FINISH” in the lower right corner.
  • If there are other people on the loan, the form will be forwarded to them.
How many times can I do a Skip-A-Pay?

You can do a Skip-A-Pay up to twice a year.
What kind of loans qualify for Skip-A-Pay? Most auto, adventure, and personal loans qualify for Skip-A-Pay.
Are there any fees? Yes, there is a $25 application fee.
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