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Auto Loan Rates
Age of Vehicle Term Months Benefits APR* As Low As 2014 - 2024 36 LOWEST RATE, no payment for 60 days 5.74% 2014 - 2024 48 No payment for 60 days 6.24% 2014 - 2024 66 No payment for 60 days 6.74% 2014 - 2024 72 $12,000 or more, no payment for 60 days 6.99% 2014 - 2024 84 $25,000 or more, no payment for 60 days 7.74% 2009 - 2013 60 No payment for 60 days 8.24% 2008 & Older 48 No payment for 60 days 10.24% *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
Adventure Vehicle Loan Rates
Loan Type Term APR* As Low As Travel Trailers, Motor Homes, & Boats up to 60 months, up to $6,000 8.25% Travel Trailers, Motor Homes, & Boats up to 84 months, $6,001 - $10,000 8.50% Travel Trailers, Motor Homes, & Boats up to 120 months, $10,001+ 8.75% ATV's, Off-Road Motorcycles, Watercraft, & Snowmobiles up to 60 months, up to $6,000 8.50% ATV's, Off-Road Motorcycles, Watercraft, & Snowmobiles up to 84 months, $6,001 - $10,000 8.50% Horse, Utility, & Flatbed Trailers up to 60 months, up to $6,000 7.74% Horse, Utility, & Flatbed Trailers up to 84 months, $6,001 - $10,000 8.74% Horse, Utility, & Flatbed Trailers up to 120 months, $10,001+ 9.74% *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
Mortgage Loan Rates
Mortgages & HELOC 6 Month Intro Rate ⓘ Rate APR As Low As* Home Equity Line of Credit (HELOC) ⓘ Up to 50% LTV Variable 5.50% 8.50% 8.50% Home Equity Line of Credit (HELOC) ⓘ Up to 51-80% LTV Variable 5.50% 8.75% 8.75% Home Equity Line of Credit (HELOC) ⓘ Up to 81-100% LTV Variable NA 11.75% 11.75% 5-Year Mortgage ⓘ Up to 80% LTV Fixed 6.00% 6.49% 10-Year Mortgage ⓘ Up to 80% LTV Fixed 6.50% 6.77% 15-Year Mortgage ⓘ Up to 80% LTV Fixed 6.99% 7.18% 20-Year Mortgage ⓘ Up to 80% LTV Fixed with 10 Year Call 6.99% 7.18% 30-Year Mortgage ⓘ Up to 80% LTV Fixed with 10 Year Call 6.99% 7.17% 10-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed 7.25% 7.25% 15-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed 7.74% 7.74% 20-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed with 10 Year Call 7.74% 7.74% 30-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed with 10 Year Call 7.74% 7.74% 10-Year Second Mortgage ⓘ Up to 80% LTV Fixed 7.25% 7.43% *Terms & Conditions: APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details. | Equal Housing Lender | NMLS# 641663 | Membership eligibility required | Consult your tax advisor for more information regarding the tax-deductible benefits of a home equity line of credit or mortgage loan.
Special Loan Rates
Type Rate APR* Holiday 9.99% Personal 11.50% Credit Builder Contact us for more information *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
Overdraft Line of Credit Rate
Benefit Rate APR* Avoid bounced checks and/or denied debit card transactions 16.50% *Terms & Conditions – APR = annual percentage rate | Overdraft Line of Credit based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
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Certificate Rates
Term Minimum Balance Dividend Rate APY* 6-Month $500 5.15% 7-Month (FLUID)** $10,000 5.00% NEW 9-Month Growth Certificate*** $500 5.00% 12-Month $500 5.25% 18-Month $500 4.50% with bump 24-Month $500 4.25% 30-Month $500 4.00% 36-Month $500 4.00% *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of January 18, 2024 | Certificate rates are subject to early closure penalties; please see us for details.
**For Fluid Certificates, you may make one monthly withdrawal as long as the minimum balance of $10,000 is maintained. You may also make additional deposits at any time.
***9-Month Growth Certificates must have auto-transfer set-up with at least $25 per month going into the certificate. You can make additional deposits as you want. If you withdraw funds before the maturity date, the certificate will be terminated, and an early withdrawal penalty will be assessed.
Starter Certificate Rate
Type Minimum Balance Dividend Rate APY* Starter Certificate $50 5.25% *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of January 18, 2024 | Certificate rates are subject to early closure penalties; please see us for details. For Starter Certificates, you may make additional deposits at any time. A minimum deposit of $25.00 per month. When your balance reaches $500.00, the funds in the account will be transferred to a 12-month certificate.
Saving Rates
Type Minimum Balance Rate APY* Traditional Savings $25 0.10% Save the Change N/A 5.00% Dollar Dog Kids Account $25 0.10% iSave Teen Account $25 0.10% *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of
July 12, 2023.Money Market Rates
Tier Balance Rate APY* 1 $0 - $2,499.99 No dividends paid 2 $2,500 - $4,999.99 0.50% 3 $5,000.00 - $9,999.99 1.25% 4 $10,000.00 - $24,999.99 1.50% 5 25,000.00 - $49,999.99 1.75% 6 $50,000.00 - $99,999.99 2.00% 7 $100,000.00 - $249,999.99 2.50% 8 $250,000.00 and Above 3.00% *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of May 15, 2023 | Notice: Dividends may be forfeited if the account is closed before accrued dividends have been credited.
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Visa Credit Card Rates
Type Fee Grace Period Rate APR* Credit No annual fee 28 day grace period 5.99% Special Intro Rate Credit No Annual Fee 28 day grace period 13.00% *Some restrictions may apply. Offer valid on approved credit. APR = annual percentage rate. After the introductory rate of 5.99% APR for six billing cycles, you will receive a variable APR of 13.00% APR, effective April 1, 2024, for purchases, balance transfers, and cash advances. The introductory rate applies to cash advances. Offer not retroactive. Speak to a loan officer for the full terms of the offer.
