Skip nav to main content.

Rates

All Rates

  • Auto Loan Rates

    Age of Vehicle Term Months Benefits APR* As Low As
    2010 - 202036LOWEST RATE, No payment for 60 days2.74%
    2010 - 2020 48 No payment for 60 days 2.99%
    2010 - 2020 66 No payment for 60 days 3.24%
    2010 - 2020 72 $12,000 or more, No payment for 60 days3.49%
    2010 - 2020 84$25,000 or more, No payment for 60 days4.49%
    2004 - 2008 60 No payment for 60 days4.74%

    *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.

    Recreational Vehicle Loan Rates

    Loan Type Term APR* As Low As
    Travel Trailers Motor Homes, Boatsup to 60 months up to $6,0004.99%
    Travel Trailers Motor Homes, Boatsup to 84 months $6,001 - $10,0005.24%
    Travel Trailers Motor Homes, Boatsup to 120 months $10,001 +5.49%
    ATV's - Off Road Motorcycles Watercraft, Snowmobilesup to 60 months up to $6,0004.75%
    ATV's - Off Road Motorcycles Watercraft, Snowmobilesup to 84 months $6,001 - $10,0004.99%
    Horse, Utility & Flatbed Trailers Utility Trailersup to 60 months up to $6,0006.24%
    Horse, Utility & Flatbed Trailers Utility Trailersup to 84 months $6,001 - $10,0007.24%
    Horse, Utility & Flatbed Trailers Utility Trailersup to 120 months $10,001 +8.24%

    *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.

    Mortgage Loan Rates

    5 - 30 Year Mortgage Purchase or RefinanceTermRateAPR As Low As*
    First Mortgage Up to 80% LTVFixed5 Year3.00%3.444%
    First Mortgage Up to 80% LTVFixed10, 20 & 30 Year3.25% 3.485%
    First Mortgage Up to 80% LTVFixed15 Year3.50%3.663%
    Home Equity Line of CreditUp to 80% LTVVariable5.00% 5.00%

    Check with your tax advisor for details about using interest as a tax deduction

    *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.

    Special Loan Rates

    TypeRate APR*
    Holiday7.99%
    Personal9.50%
    Credit BuilderContact us for more information
    Overdraft Protection12.75%

    *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.

    Overdraft Line of Credit Rate

    BenefitRate APR*
    Avoid bounced checks and/or denied debit card transactions12.75%

    *Terms & Conditions – APR = annual percentage rate | Overdraft Line of Credit based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.

  • Certificate Rates

    TermMinimum Balance Rate APY*
    6-Month $5001.25%
    7-Month (FLUID)** $10,000 1.75%
    12-Month $500 1.75%
    18-Month $500 1.85% with bump
    24-Month $500 2.00%
    30-Month $500 2.00%
    36-Month $500 2.25%

    *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of January 1, 2020 | Certificate rates are subject to early closure penalties, please see us for details.

    **For Fluid Certificates, you may make one withdrawal per month, as long as the minimum balance of $10,000 is maintained. You may also make additional deposits at any time.

    Starter Certificate Rate

    Type Minimum Balance Rate APY*
    Starter Certificate $50 1.75%

    *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of January 1, 2020 | Certificate rates are subject to early closure penalties, please see us for details. For Starter Certificates, you may make additional deposits at any time. A minimum deposit of $25.00 per month. When your balance reaches $500.00, the funds in the account will be transferred to a 12-month certificate.

    Traditional Savings Rate

    Type Minimum Balance Rate APY*
    Savings $25 0.40% apy

    *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of
    January 1, 2020

    Money Market Rates

    Tier Balance Rate APY*
    1 $0 - $2,499.99No dividends paid
    2 $2,500 - $4,999.99 0.40%
    3 $5,000.00 - $24,999.99 0.45%
    4 $25,000.00 - $49,999.99 0.50%
    5 $50,000.00 - $99,999.99 0.65%
    6 $100,000 - $249,999.99 0.75%
    7 $250,000 and above 0.85%

    *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of February 1, 2019 | Notice: Dividends may be forfeited if the account is closed before accrued dividends have been credited.

  • Visa Credit Card Rates

    TypeFeeGrace PeriodRate APR*
    CreditNo annual fee25 day grace period3.99% Special Intro Rate
    CreditNo Annual Fee25 day grace period9.25%

    *Some restrictions may apply. Offer valid on approved credit. APR = annual percentage rate. After the introductory rate of 3.99% APR for six billing cycles, you will receive a variable APR of 9.25% APR, effective January 1, 2020, for purchases, balance transfers, and cash advances. The introductory rate applies to cash advances. Offer not retroactive. Speak to a loan officer for the full terms of the offer.