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Auto Loan Rates
Age of Vehicle Term Months Benefits APR* As Low As 2011 - 2021 36 LOWEST RATE, No payment for 60 days 1.99% 2011 - 2021 48 No payment for 60 days 2.49% 2011 - 2021 66 No payment for 60 days 2.74% 2011 - 2021 72 $12,000 or more, No payment for 60 days 2.99% 2011 - 2021 84 $25,000 or more, No payment for 60 days 3.74% 2006 - 2010 60 No payment for 60 days 4.24% *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
Recreational Vehicle Loan Rates
Loan Type Term APR* As Low As Travel Trailers Motor Homes, Boats up to 60 months up to $6,000 4.99% Travel Trailers Motor Homes, Boats up to 84 months $6,001 - $10,000 5.24% Travel Trailers Motor Homes, Boats up to 120 months $10,001 + 5.49% ATV's - Off Road Motorcycles Watercraft, Snowmobiles up to 60 months up to $6,000 3.99% ATV's - Off Road Motorcycles Watercraft, Snowmobiles up to 84 months $6,001 - $10,000 3.99% Horse, Utility & Flatbed Trailers Utility Trailers up to 60 months up to $6,000 6.24% Horse, Utility & Flatbed Trailers Utility Trailers up to 84 months $6,001 - $10,000 7.24% Horse, Utility & Flatbed Trailers Utility Trailers up to 120 months $10,001 + 8.24% *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
Mortgage Loan Rates
Mortgages & HELOC Rate APR As Low As* 5-Year Mortgage ⓘ Up to 80% LTV Fixed 2.49% 2.937% 10-Year Mortgage ⓘ Up to 80% LTV Fixed 2.49% 2.724% 15-Year Mortgage ⓘ Up to 80% LTV Fixed 2.99% 3.153% 20-Year Mortgage ⓘ Up to 80% LTV Fixed w/ 10 Year Call 2.49% 2.65% 30-Year Mortgage ⓘ Up to 80% LTV Fixed w/ 10 Year Call 2.49% 2.635% 10-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed 3.49 3.49 15-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed 3.75 3.75 20-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed w/10-Year Call 3.49 3.49 30-Year NO FEE Mortgage ⓘ Up to 65% LTV Fixed w/10-Year Call 3.49 3.49 10-Year Second Mortgage ⓘ Up to 80% LTV Fixed 4.25% 4.446% 15-Year Second Mortgage ⓘ Up to 80% LTV Fixed 4.75% 4.883% Home Equity Line of Credit ⓘ Up to 80% LTV Variable 4.00% 4.00% Check with your tax advisor for details about using interest as a tax deduction
*Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
Special Loan Rates
Type Rate APR* Holiday 7.99% Personal 9.50% Credit Builder Contact us for more information Support Loan 6.90% *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
Overdraft Line of Credit Rate
Benefit Rate APR* Avoid bounced checks and/or denied debit card transactions 11.25% *Terms & Conditions – APR = annual percentage rate | Overdraft Line of Credit based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.
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Certificate Rates
Term Minimum Balance Dividend Rate APY* 6-Month $500 0.25% 7-Month (FLUID)** $10,000 0.35% 12-Month $500 0.35% 18-Month $500 0.35% with bump 24-Month $500 0.40% 30-Month $500 0.40% 36-Month $500 0.45% *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of February 19, 2021 | Certificate rates are subject to early closure penalties, please see us for details.
**For Fluid Certificates, you may make one withdrawal per month, as long as the minimum balance of $10,000 is maintained. You may also make additional deposits at any time.
Starter Certificate Rate
Type Minimum Balance Dividend Rate APY* Starter Certificate $50 0.35% *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of February 19, 2021 | Certificate rates are subject to early closure penalties, please see us for details. For Starter Certificates, you may make additional deposits at any time. A minimum deposit of $25.00 per month. When your balance reaches $500.00, the funds in the account will be transferred to a 12-month certificate.
Saving Rates
Type Minimum Balance Rate APY* Traditional Savings $25 0.10% Save the Change NA 0.25% Dollar Dog Kids Account $25 0.10% iSave Teen Account $25 0.10% *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of
April, 19, 2021Money Market Rates
Tier Balance Rate APY* 1 $0 - $2,499.99 No dividends paid 2 $2,500 - $4,999.99 0.10% 3 $5,000.00 - $9,999.99 0.10% 4 $10,000.00 - $24,999.99 0.10% 5 25,000.00 - $49,999.99 0.10% 6 $50,000.00 - $99,999.99 0.10% 7 $100,000.00 - $249,999.99 0.10% 8 $250,000.00 and Above 0.15% *Terms & Conditions – APY = annual percentage yield | Rates subject to change without notice | Rates listed as of February 19, 2021 | Notice: Dividends may be forfeited if the account is closed before accrued dividends have been credited.
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Visa Credit Card Rates
Type Fee Grace Period Rate APR* Credit No annual fee 28 day grace period 3.99% Special Intro Rate Credit No Annual Fee 28 day grace period 7.75% *Some restrictions may apply. Offer valid on approved credit. APR = annual percentage rate. After the introductory rate of 3.99% APR for six billing cycles, you will receive a variable APR of 7.75% APR, effective April 1, 2020, for purchases, balance transfers, and cash advances. The introductory rate applies to cash advances. Offer not retroactive. Speak to a loan officer for the full terms of the offer.
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FOOD PANTRY HOLIDAY DRIVE
Help our food pantries by giving a monetary or nonperishable food donation at any of our branch locations. Elevate will match all monetary donations.
