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Payday Loans

Bridging The Gap

A small, quick loan for when you're short on cash between paychecks.

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Why Elevate?

Trusted Lending
No Sharks

Sometimes an unexpected payment comes up or you're a bit short for that month. We totally get it. We offer quick payday loans to help you cover whatever life sends your way. 

Unlike many other payday loan sources, we're a trusted lending source that avoids the hidden charges and ridiculous interest rates. And, Direct Deposit makes paying things back a breeze.

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  • No credit check
  • Loans from $100 to $800
  • Get up to 90 days to repay the loan
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You must be an Elevate Credit Union member for at least 6 months in order to qualify for a Payday Loan. 

Payday Loan Calculator

Use this calculator to compare the cost of a payday loan and better understand how short-term borrowing may affect your budget. Exploring the numbers first can help you make a more informed financial decision and consider options that may be a better fit.

To qualify for a payday loan with Elevate Credit Union, you must be a member for at least six months.

Payday Loan 

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“Payday loans with Elevate Credit Union are by far the fastest, cheapest, and easiest way to get the funds you need when you’re in a pinch!”
JakeMember Since 2001
Payday Loans

FAQs

If you don't see your question here, text us at (435) 723.3437.

Is there an application charge? Yes, there is a $25 application charge.
Do I need to have Direct Deposit set up? Yes, you must have had at least one Direct Deposit come into your account in order to qualify for a Payday Loan.
Do I have to pay the loan off within a certain amount of time? Yes, you have up to 90 days to repay a Payday Loan. The monthly payment is required.
How is Elevate Credit Union different from other payday lenders? Our rates are typically lower, and you will pay less because of it!
Request a Payday Loan

Ask Simon, our AI bot, a question 24/7 by clicking the "Live Chat" button in the lower right corner, or speak with one of our Elevate Team anytime during our business hours by doing the same. Or, fill out this brief form and we will get back with you. We are here to help and answer your questions!

Please do not include any account-specific information.

Disclosures

*Terms & Conditions – APR = annual percentage rate | Rates may vary | Some restrictions may apply | To be considered for a Payday Loan you must be a member of Elevate Credit Union | A $25 deposit is required when becoming a member | Speak to a Loan Officer for further details or if you have questions.

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