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Payday Loans

Bridging The Gap

A small, quick loan for when you're short on cash between paychecks.

Two people trying to decide which bills to pay
  • No credit check
  • Loans from $100 to $800
  • Get up to 90 days to repay the loan


You must be an Elevate Credit Union member for at least 6 months in order to qualify for a Payday Loan. 
Payday Loans


If you don't see your question here, text us at (435) 723.3437.

Is there an application fee? Yes, there is a $25 application fee.
Do I need to have Direct Deposit set up? Yes, you must have had at least one Direct Deposit come into your account in order to qualify for a Payday Loan.
Do I have to pay the loan off within a certain amount of time? Yes, you have up to 90 days to repay a Payday Loan. The monthly payment is required.
How is Elevate Credit Union different than other payday lenders? Our rates are typically lower and you will pay less because of it!


“Payday loans with Elevate Credit Union are by far the fastest, cheapest, and easiest way to get the funds you need when you’re in a pinch!”
JakeMember Since 2001
Request a Payday Loan Please do not include any account-specific information.


*Terms & Conditions – APR = annual percentage rate | Rates may vary | Some restrictions may apply | To be considered for a Payday Loan you must be a member of Elevate Credit Union | A $25 deposit is required when becoming a member | Speak to a Loan Officer for further details or if you have questions.