Skip nav to main content.

Elevate Credit Union Website

Auto Loans

60 days with no payments.

Hurry, these low rates won’t last forever.

Love what you drive.

Vehicles are more than wheels. They’re part of your life. As low as 1.99% apr*

family in a new car happy in the spring

Live somewhere that inspires you

Buy a house you love or improve your current home. As low as 2.49%*

View Home Loans

a young boy in his new home and bedroom

Power and flexibility

Your card does a surprising number of things. Intro rate 3.99% apr*

View Credit Card

woman using her card and her laptop to bill pay online

Make daily spending better.

Checking is your constant companion. It should fit your lifestyle like a snug backpack.

View Checking Accounts

a handsom man using his phone to check his accounts with a big smile and cup of coffee

Car Shopping Made Simple

Putting you in the driver’s seat. Free CarFax, vehicle comparisons,…

Is It Safe to Use Your Debit Card?

Is it safe to use your debit card? How do…

Why You Need To Get Preapproval

Why you need to get preapproval This is why you…

Is It A Good Time To Open A HELOC

Is it a good time to open a HELOC? If…

Why Elevate

Raise your possibilities

Elevate Credit Union is more than a place to put your paycheck or get a loan. We know that behind each account is an individual. At Elevate you will be treated as a person and not a number. We will be with you through the small moments that create a story and the big moments that create memories. Join us. Let’s create something great together!

“The credit union is a part of our lives. Through the hard times, medical bills, and business transactions they have helped us prosper.”
Corbett, Member since 2010

“Elevate Credit Union has been my one and only financial institution since I was 17. They are extremely kind and welcoming.”
Ashley, Member since 2010

We believe you won’t find another credit union with such knowledgeable and friendly staff. These folks take great care of us.
Scott & Sandy, Members since 2018

“I have been banking with Elevate Credit Union for 20 plus years now, I could not recommend a better place to bank!"
Lyndi, Member since 1999

Blood Drives

Save a life/ Sign up to donate on October 21, 2021.

Box Elder County Fair

We are so proud to be sponsors of the fair. We love our community!

Peach Days 2021

We are so proud to be a Peach Days Sponsor. We love this community!

Shred Fest

Put this date on your calendar! October 9, 2021

Getting started is a piece of cake. Just fill out some quick info online or give us a call.

Schedule Appointment

Apply Today

Step 1 of 6

Applying for
Product * Required
Name * Required
First Last
Email * Required
Best Phone Number * Required
Elevate Credit Union uses text, email, and phone to communicate with our members.
Comments & questions?

Are you a member of Elevate? * Required
- Yes
- No

Great! How do you want to apply?
Application Method * Required
- Apply Online
- Quick Start (We will call you.)
- I Will Come Into A Branch

Sounds good!

Click "Continue" to start the application.

Sounds good!

A loan officer will be in touch shortly to answer any questions and help you get started. Easy… Breezy!

Sounds good!

See you soon! If you have any questions, give us a call at (435)723-3437
Phone
This field is for validation purposes and should be left unchanged.

Ask a Question

We are here to help. If you have questions or a problem, please send us a message, stop in, give us a call or text us. We are always happy to hear from you.

Name * Required
First Last
Best Phone Number (Optional)
Email * Required
Please explain your question or request:
Sensitive Data * Required
- I agree
By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
CAPTCHA
Email
This field is for validation purposes and should be left unchanged.

Open Account

Step 1 of 4

Applying for
Product
Name * Required
First Last
Email * Required
Best Phone Number
Elevate Credit Union uses text, email, and phone to communicate with our members.

Are you a member of Elevate? * Required
- Yes, I'm a member
- No, I'm not a member yet

Sounds good!

You can apply right here online. Click "Continue" to start the application.
Sounds good!

Complete this Quick Start Request and an account representative will be in touch shortly to answer any questions. Easy… Breezy!
Comments & questions?
Sounds good!

Click "Continue" to give us a call and we'll do the application over the phone.
Sounds good!

Click "Continue" to find your nearest Elevate branch and stop by today.
CAPTCHA
Name
This field is for validation purposes and should be left unchanged.

Send us a Message

Apply for a Home Loan Product

Step 1 of 4

Applying for
Product
Name * Required
First Last
Email * Required
Best Phone Number
Elevate Credit Union uses text, email, and phone to communicate with our members.

Are you a member of Elevate? * Required
- Yes, I'm a member
- No, I'm not a member yet

Great! How do you want to apply?
Application Method * Required
- Quick Start
- Phone
- Branch

Sounds good!

Complete this Quick Start Request and loan officer will be in touch shortly to answer any questions. Easy… Breezy!
Comments & questions?
Sounds good!

Click "Continue" to give us a call and we'll do the application over the phone.
Sounds good!

Click "Continue" to find your nearest Elevate branch and stop by today.
CAPTCHA
Phone
This field is for validation purposes and should be left unchanged.

Quick Start

Complete this Quick Start Request and a loan officer will be in touch shortly to answer any questions.

Name * Required
First Last
Best Phone Number (Optional)
Email * Required
Comments & Questions
Sensitive Data * Required
- I agree
By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
CAPTCHA
Email
This field is for validation purposes and should be left unchanged.

Free Car Buying Guide

Free Car Buying Guide

Please fill out the following information to receive your Free Car Buying Guide

Applying for
Name * Required
First Last
Email * Required
Best Phone Number * Required
CAPTCHA
Phone
This field is for validation purposes and should be left unchanged.

10 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.49% interest rate, the APR for this loan type is 2.724%. The monthly payment would be $1413.37

120 payments of $1413.37 at an interest rate of 2.49%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

5 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 5-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.49% interest rate, the APR for this loan type is 2.937%. The monthly payment would be $2661.44

60 payments of $2661.44 at an interest rate of 2.49%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.99% interest rate, the APR for this loan type is 3.153%. The monthly payment would be $1035.15

180 payments of $1035.15 at an interest rate of 2.99%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Donation Request

Contact Name * Required
First Last
Contact Email * Required
Contact Phone * Required
Organization Requesting Donation * Required
Is the organization you are making a request for non-profit? (501c3) * Required
- Yes
- No
Request * Required
- Monetary Donation
- Raffle or Auction Item
Requested Donation Amount (if applicable)
Please explain what your requested donation will be used for. * Required
Date of event (if applicable)
MM
DD
YYYY
Date donation is needed by. * Required
MM
DD
YYYY
If you have any further information you'd like us to see, please upload it here.
Name
This field is for validation purposes and should be left unchanged.

20 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.49% interest rate, the APR for this loan type is 2.65%. The monthly payment would be $794.12

119 payments of $794.12 at an interest rate of 2.49%. With a final payment of approximately $85074.67 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.49% interest rate, the APR for this loan type is 2.635%. The monthly payment would be $591.90

119 payments of $591.90 at an interest rate of 2.49%. With a final payment of approximately $112394.96 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

10 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 4.25% interest rate, the APR for this loan type is 4.446%. The monthly payment would be $768.28

120 payments of $768.28 at an interest rate of 4.25%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 4.75% interest rate, the APR for this loan type is 4.883%. The monthly payment would be $583.37

180 payments of $583.37 at an interest rate of 4.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Home Equity Line of Credit

APR= Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .50% provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 3.25%. The maximum interest rate over the life of the loan is 18%. The minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Membership required-based on eligibility. Consult your tax advisor for more information regarding the tax-deductible benefits of a home equity line of credit.

Support Loan

Applying for
Product
Fill out this short form and a loan officer will contact you to finish the process.
Name * Required
First Last
Email * Required
Best Phone Number * Required
Elevate Credit Union uses text, email, and phone to communicate with our members.
CAPTCHA
Phone
This field is for validation purposes and should be left unchanged.

Hours

Monday – Friday

9 AM – 6 PM

Saturday

9 AM – 2 PM

On Saturday’s our Garland office has drive-up services only.

We encourage you to use Online, Mobile, and ATM banking which is available 24/7 and easy to use. If you don’t have some of these services, we are happy to set them up for you. All loans and new accounts or services can be done over the phone or online.

Digital Services

For your convenience and 24/7 availability, we recommend the following digital banking tools, which are easy to use.

Online & Mobile Banking
Direct Deposit
Mobile Deposit
Bill Pay
Bank2Bank & Account Transfers
Alerts & Notifications
Online Statements
Wire Transfers
Online Loan Application
Online “Become A Member” Application
LoanPay – Use your debit card or credit card to quickly and securely make your loan payment over the phone. Call (435) 723.3437

Beware of Scams

Unfortunately, some people and companies are taking advantage of the fears surrounding the spread of the virus. Do not let fear cloud your judgment when accessing links from emails and social media. If you get an unsolicited email regarding the coronavirus from someone claiming to be from the CDC, state, or other local authority, it is most likely a scam. Elevate Credit Union will never ask you for your PIN or request sensitive information via email. If you receive a suspicious message of this nature, let us know.

Here are some tips from the Federal Trade Commission.

Here To Help

We understand that you may be impacted by the coronavirus financially. If this is the case, we encourage you to contact Elevate Credit Union to discuss your specific situation. (435) 723.3437

HELPING OPTIONS

Budget Counseling
Support Loan
Skip-a-Pay
Debt refinances or consolidation

HOURS

Monday – Friday 9 am – 6 pm

Saturday 9 am – 2 pm

10 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.49% interest rate, the APR for this loan type is 3.49%. The monthly payment would be $1482.59

120 payments of $1482.59 at an interest rate of 3.49%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.75% interest rate, the APR for this loan type is 3.75%. The monthly payment would be $1090.83

180 payments of $1090.83 at an interest rate of 3.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

20 Year No Fee Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.49% interest rate, the APR for this loan type is 3.49%. The monthly payment would be $869.17

119 payments of $869.17 at an interest rate of 3.49%. With a final payment of approximately $88,806.90 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 30-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.49% interest rate, the APR for this loan type is 3.49%. The monthly payment would be $672.73

119 payments of $672.73 at an interest rate of 3.49%. With a final payment of approximately $116,771.54 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.