Feast on 1% Cash Back!
Get rewarded when you purchase or refinance an auto or recreational vehicle with Elevate Credit Union! Enjoy 1% cash back on qualifying loans, up to $1,000*.
Get More from Your Next Vehicle or Adventure Loan
Shopping for a new or used vehicle, refinancing an existing loan, or planning your next adventure? This November, Elevate Credit Union is giving you a little something extra to be thankful for.
Finance a qualifying new or used auto or recreational vehicle directly through Elevate with a minimum of $5,000 in new financing and get 1% cash back, up to $1,000.*
Whether you're upgrading your vehicle, refinancing an auto or recreational loan from another financial institution, or borrowing against a vehicle you own free and clear, our local lending team is here to help you explore your financing options and find a loan that fits your needs.
Ready to get started? Apply online or contact our team to learn more about the November cash back offer.
More Than Just 1% Cash Back
At Elevate Credit Union, we're here to help you make confident financing decisions.
When you finance your next vehicle or adventure with Elevate, you'll find:
- Local lending support — Work with a team that understands our community and is here to answer your questions.
- Flexible financing options — Explore loans for new and used autos, recreational vehicles, and refinancing.
- Convenient online applications — Apply for your auto or recreational loan on your schedule.
- Personalized guidance — Get help understanding loan terms, payments, and financing options.
- A little extra this November — Receive 1% cash back, up to $1,000, with at least $5,000 in qualifying new financing.*
We're here to help you find financing that fits your needs, whether you're hitting the road or heading out on your next adventure.
Explore Our Auto & Adventure Loan Rates
Whether you're shopping for a new or used auto, refinancing an existing loan, or planning your next adventure, Elevate Credit Union offers financing options to fit your needs and budget.
Explore our current Auto and Adventure Loan Rates below. With at least $5,000 in qualifying new financing, you may also be eligible for 1% cash back, up to $1,000, during our November promotion.*
Our local lending team is here to answer your questions, explain your options, and help you get started.
| AGE OF VEHICLE | TERM MONTHS | BENEFITS | APR* AS LOW AS |
|---|---|---|---|
| 2016-2026 | 36 | LOWEST RATE. No payment for 60 days | 4.74% |
| 2016-2026 | 48 | No payment for 60 days | 4.99% |
| 2016-2026 | 66 | No payment for 60 days | 5.24% |
| 2016-2026 | 72 | $12,000 or more. No payment for 60 days | 5.49% |
| 2016-2026 | 84 | $25,000 or more. No payment for 60 days | 6.24% |
| 2011-2015 | 60 | No payment for 60 days | 6.74% |
| 2010 & Older | 48 | No payment for 60 days | 8.99% |
*TERMS & CONDITIONS: APR = Annual Percentage Rate. Rates as low as 5.24% APR for up to 66 months, based on creditworthiness. | Other rates and terms available. | No payments required for the first 60 days; interest accrues from the date of funding. | Offer subject to change. Membership required. | Restrictions may apply.
| Loan Type | TERM MONTHS | BENEFIT | APR* AS LOW AS |
|---|---|---|---|
| Travel Trailers, Motor Homes & Boat | 60 months | No payment for 60 days | 6.99% |
| Travel Trailers, Motor Homes & Boat | 84 months | $6,001+ | No payment for 60 days | 7.24% |
| Travel Trailers, Motor Homes & Boat | 120 months | $10,001+ | No payment for 60 days | 7.49% |
| ATV's, Off-Road Motorcycles, Watercraft, & Snowmobiles | 60 months | No payment for 60 days | 7.74% |
| ATV's, Off-Road Motorcycles, Watercraft, & Snowmobiles | 84 months | $6,001+ | No payment for 60 days | 7.74% |
| Horse, Utility, & Flatbed Trailers | 60 months | No payment for 60 days | 7.74% |
| Horse, Utility, & Flatbed Trailers | 84 months, $6,001+ | No payment for 60 days | 8.74% |
| Horse, Utility, & Flatbed Trailers | 120 months | $10,001+ | No payment for 60 days | 9.74% |
*TERMS & CONDITIONS: APR = annual percentage rate | Membership required | Based on approved credit | Rates & terms may vary | Some restrictions may apply | Speak to a Loan Specialist for more information.
*Disclosures
November 1% Cash Back Auto & Adventure Loan Promotion — Terms & Conditions
*1% cash back on qualifying new and used auto and recreational vehicle loans financed directly through Elevate Credit Union. Cash back is calculated on the amount financed, up to $1,000 per loan. Minimum $5,000 in new financing required. For existing Elevate loans, cash back applies only to new money advanced. Excludes indirect lending. Cash back must be repaid if the loan is paid off within 12 months of funding. Subject to credit approval and membership eligibility. Loan must be funded by November 30, 2026. Restrictions may apply.
Have questions about Elevate Credit Union's November 1% Cash Back Promotion? We've got answers! Learn which auto and adventure loans qualify, how refinancing works, and how to earn up to $1,000 cash back on eligible financing.
Qualifying new and used auto loans and recreational vehicle loans are eligible, including financing for cars, trucks, SUVs, travel trailers, boats, motorhomes, ATVs, UTVs, and other recreational vehicles.
Eligible loans must be financed directly through Elevate Credit Union, with at least $5,000 in new financing. Indirect loans through dealerships do not qualify. All loans are subject to credit approval and membership eligibility.
Yes! You can refinance a qualifying auto or recreational vehicle loan from another financial institution with Elevate Credit Union and receive 1% cash back, up to $1,000.
If you already have an Elevate loan, you may also qualify by financing at least $5,000 in additional new funds. Cash back applies only to the new money advanced, not your existing Elevate loan balance.
Loans must be funded by November 30, 2026. Subject to credit approval, membership eligibility, and promotional terms.
Yes! If you own your auto or recreational vehicle free and clear, you may qualify for Elevate Credit Union's 1% cash back promotion by borrowing against your vehicle.
A minimum of $5,000 in new financing is required, and eligible loans can receive 1% cash back, up to $1,000.
Your loan must be funded by November 30, 2026. Subject to credit approval, membership eligibility, and promotional terms.
You can receive 1% cash back on eligible new financing, up to a maximum of $1,000 per qualifying loan.
For example:
- $5,000 financed = $50 cash back
- $15,000 financed = $150 cash back
- $50,000 financed = $500 cash back
- $100,000 financed = $1,000 cash back
For existing Elevate loans, cash back is calculated only on additional new funds advanced, not the existing loan balance.
Qualifying loans must be funded by November 30, 2026. Subject to credit approval, membership eligibility, and promotional terms.
Yes! A minimum of $5,000 in new financing is required to qualify for Elevate Credit Union's November 1% cash back promotion.
If you already have an Elevate auto or adventure loan, you must borrow at least $5,000 in additional new funds to qualify. Your existing loan balance does not count toward the minimum financing requirement.
All qualifying loans must be funded by November 30, 2026. Subject to credit approval, membership eligibility, and promotional terms.
Once your qualifying auto or adventure loan has been funded, Elevate Credit Union will deposit your cash back directly into your Elevate account.
Your loan must be funded by November 30, 2026, to qualify for the promotion. Simply submitting an application before the deadline does not guarantee eligibility.
All loans are subject to credit approval, membership eligibility, and promotional terms.
If you pay off your qualifying auto or adventure loan within 12 months of funding, you will be required to repay the full cash back amount received.
The cash back repayment may be included in your loan payoff amount. Additional details are outlined in the Cash Back Agreement provided when your loan is finalized.
Please contact Elevate Credit Union if you have questions about early payoff requirements.
Elevate Credit Union's November 1% cash back promotion ends November 30, 2026.
To qualify, your eligible auto or adventure loan must be approved and fully funded by November 30, 2026. Submitting an application before the deadline does not guarantee eligibility.
We encourage you to apply early to allow enough time for loan processing and funding.
All loans are subject to credit approval, membership eligibility, and promotional terms.
Yes! Elevate Credit Union membership is required to participate in the November 1% cash back promotion.
If you're not currently a member, you may be able to become one when applying for a qualifying auto or adventure loan. Membership eligibility, credit approval, and promotional terms apply.
Eligible recreational vehicles include boats, motorhomes, travel trailers, utility trailers, horse trailers, ATVs, UTVs, off-road bikes, and other qualifying recreational vehicles.
Both new and used recreational vehicles may qualify when financed directly through Elevate Credit Union, subject to lending requirements and promotional terms.
No! Elevate's November cash back promotion does not require a specific loan term.
Available repayment terms depend on your loan type, credit qualifications, and Elevate Credit Union's lending requirements.
Loans originated through indirect dealership financing do not qualify for this promotion.
To be eligible, your qualifying auto or adventure loan must be financed directly through Elevate Credit Union.
Contact our lending team if you have questions about how to apply directly.
Auto & Adventure Loan Questions?
Have questions before you apply? Our team is here to help you understand auto and adventure loan options, refinancing, payments, and what to expect when financing with Elevate Credit Union.