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Elevate Credit Union Website

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Today will be a great day!

Let us know what we can do for you.

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Love what you drive.

Vehicles are more than wheels. They’re part of your life. As low as 2.49% apr*

SUV in the forrest in the fall, comin up over a hill with the tires splashing in the mud and colorful leaves

Live somewhere that inspires you

Buy a house you love or improve your current home. As low as 2.75%*

View Home Loans

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Power and flexibility

Your card does a surprising number of things. Intro rate 3.99% apr*

View Credit Card

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Make daily spending better.

Checking is your constant companion. It should fit your lifestyle like a snug backpack.

View Checking Accounts

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Car Shopping Made Simple

Putting you in the driver’s seat. Free CarFax, vehicle comparisons,…

Build Your Credit From Scratch

How to Build Credit From Scratch Q: I’ve never had…

Fun Activities to do with Your Kids at Home

Fun Activities to do with your kids at home It…

How to Work From Home

Work From Home The coronavirus pandemic has taken the world…

Why Elevate

Raise your possibilities

Elevate Credit Union is more than a place to put your paycheck or get a loan. We know that behind each account is an individual. At Elevate you will be treated as a person and not a number. We will be with you through the small moments that create a story and the big moments that create memories. Join us. Let’s create something great together!

“The credit union is a part of our lives. Through the hard times, medical bills, and business transactions they have helped us prosper.”
Corbett, Member since 2010

“Elevate Credit Union has been my one and only financial institution since I was 17. They are extremely kind and welcoming.”
Ashley, Member since 2010

We believe you won’t find another credit union with such knowledgeable and friendly staff. These folks take great care of us.
Scott & Sandy, Members since 2018

“I have been banking with Elevate Credit Union for 20 plus years now, I could not recommend a better place to bank!"
Lyndi, Member since 1999

Shred Fest

Garland Shred Fest. Saturday, October 3, 2020, 10 am-noon

Coronavirus Updates

Keep up-to-date on credit union information and tips concerning COVID-19.

Blood Drives

The next Blood Drive is October 15, 2020.

Santa Visits

Santa Visits for Tremonton and Garland are planned for December.

Getting started is a piece of cake. Just fill out some quick info online or give us a call.

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Elevate Credit Union uses text, email, and phone to communicate with our members.

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You can apply right here online. Click "Continue" to start the application.
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Complete this Quick Start Request and loan officer will be in touch shortly to answer any questions. Easy… Breezy!
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Ask a Question

We are here to help. If you have questions or a problem, please send us a message, stop in, give us a call or text us. We are always happy to hear from you.

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By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
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Open Account

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Elevate Credit Union uses text, email, and phone to communicate with our members.

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- Yes, I'm a member
- No, I'm not a member yet

Sounds good!

You can apply right here online. Click "Continue" to start the application.
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Complete this Quick Start Request and an account representative will be in touch shortly to answer any questions. Easy… Breezy!
Comments & questions?
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Send us a Message

Apply for a Home Loan Product

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Product
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Best Phone Number
Elevate Credit Union uses text, email, and phone to communicate with our members.

Are you a member of Elevate? * Required
- Yes, I'm a member
- No, I'm not a member yet

Great! How do you want to apply?
Application Method * Required
- Quick Start
- Phone
- Branch

Sounds good!

Complete this Quick Start Request and loan officer will be in touch shortly to answer any questions. Easy… Breezy!
Comments & questions?
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Click "Continue" to give us a call and we'll do the application over the phone.
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Click "Continue" to find your nearest Elevate branch and stop by today.
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Quick Start

Complete this Quick Start Request and a loan officer will be in touch shortly to answer any questions.

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Comments & Questions
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By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
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Free Car Buying Guide

Free Car Buying Guide

Please fill out the following information to receive your Free Car Buying Guide

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10 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.00% interest rate, the APR for this loan type is 3.234%. The monthly payment would be $1448.41

120 payments of $1448.41 at an interest rate of 3.00%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

5 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 5-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.75% interest rate, the APR for this loan type is 3.193%. The monthly payment would be $2678.67

60 payments of $2678.67 at an interest rate of 2.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.25% interest rate, the APR for this loan type is 3.412%. The monthly payment would be $1054.00

180 payments of $1054.00 at an interest rate of 3.25%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Donation Request

Contact Name * Required
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Organization Requesting Donation * Required
Is the organization you are making a request for non-profit? (501c3) * Required
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Request * Required
- Monetary Donation
- Raffle or Auction Item
Requested Donation Amount (if applicable)
Please explain what your requested donation will be used for. * Required
Date of event (if applicable)
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If you have any further information you'd like us to see, please upload it here.
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20 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.00% interest rate, the APR for this loan type is 3.160%. The monthly payment would be $831.90

119 payments of $831.90 at an interest rate of 3.00%. With a final payment of approximately $86,984.01 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.00% interest rate, the APR for this loan type is 3.146%. The monthly payment would be $632.41

119 payments of $632.41 at an interest rate of 3.00%. With a final payment of approximately $114,661.52 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

10 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 4.25% interest rate, the APR for this loan type is 4.520%. The monthly payment would be $768.28

120 payments of $768.28 at an interest rate of 4.25%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 4.75% interest rate, the APR for this loan type is 4.942%. The monthly payment would be $583.37

180 payments of $583.37 at an interest rate of 4.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Home Equity Line of Credit

APR= Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .50% provided by the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 3.25%. The maximum interest rate over the life of the loan is 18%. The minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Membership required-based on eligibility. Consult your tax advisor for more information regarding the tax-deductible benefits of a home equity line of credit.

Support Loan

Applying for
Product
Fill out this short form and a loan officer will contact you to finish the process.
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Hours

Monday – Friday

9 AM – 6 PM

Saturday

9 AM – 2 PM

On Saturday’s our Garland office has drive-up services only.

We encourage you to use Online, Mobile, and ATM banking which is available 24/7 and easy to use. If you don’t have some of these services, we are happy to set them up for you. All loans and new accounts or services can be done over the phone or online.

Digital Services

For your convenience and 24/7 availability, we recommend the following digital banking tools, which are easy to use.

Online & Mobile Banking
Direct Deposit
Mobile Deposit
Bill Pay
Bank2Bank & Account Transfers
Alerts & Notifications
Online Statements
Wire Transfers
Online Loan Application
Online “Become A Member” Application
LoanPay – Use your debit card or credit card to quickly and securely make your loan payment over the phone. Call (435) 723.3437

Beware of Scams

Unfortunately, some people and companies are taking advantage of the fears surrounding the spread of the virus. Do not let fear cloud your judgment when accessing links from emails and social media. If you get an unsolicited email regarding the coronavirus from someone claiming to be from the CDC, state, or other local authority, it is most likely a scam. Elevate Credit Union will never ask you for your PIN or request sensitive information via email. If you receive a suspicious message of this nature, let us know.

Here are some tips from the Federal Trade Commission.

Here To Help

We understand that you may be impacted by the coronavirus financially. If this is the case, we encourage you to contact Elevate Credit Union to discuss your specific situation. (435) 723.3437

HELPING OPTIONS

Budget Counseling
Support Loan
Skip-a-Pay
Debt refinances or consolidation

HOURS

Monday – Friday 9 am – 6 pm

Saturday 9 am – 2 pm