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Auto Loans

60 days with no payments.

Hurry, these low rates won’t last forever.

Love what you drive.

Vehicles are more than wheels. They’re part of your life. As low as 1.99% apr*

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Live somewhere that inspires you

Buy a house you love or improve your current home. As low as 2.49%*

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Power and flexibility

Your card does a surprising number of things. Intro rate 3.99% apr*

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Make daily spending better.

Checking is your constant companion. It should fit your lifestyle like a snug backpack.

View Checking Accounts

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Car Shopping Made Simple

Putting you in the driver’s seat. Free CarFax, vehicle comparisons,…

Is It Safe to Use Your Debit Card?

Is it safe to use your debit card? How do…

Why You Need To Get Preapproval

Why you need to get preapproval This is why you…

Is It A Good Time To Open A HELOC

Is it a good time to open a HELOC? If…

Why Elevate

Raise your possibilities

Elevate Credit Union is more than a place to put your paycheck or get a loan. We know that behind each account is an individual. At Elevate you will be treated as a person and not a number. We will be with you through the small moments that create a story and the big moments that create memories. Join us. Let’s create something great together!

“The credit union is a part of our lives. Through the hard times, medical bills, and business transactions they have helped us prosper.”
Corbett, Member since 2010

“Elevate Credit Union has been my one and only financial institution since I was 17. They are extremely kind and welcoming.”
Ashley, Member since 2010

We believe you won’t find another credit union with such knowledgeable and friendly staff. These folks take great care of us.
Scott & Sandy, Members since 2018

“I have been banking with Elevate Credit Union for 20 plus years now, I could not recommend a better place to bank!"
Lyndi, Member since 1999

Blood Drives

Save a life/ Sign up to donate on October 21, 2021.

Box Elder County Fair

We are so proud to be sponsors of the fair. We love our community!

Peach Days 2021

We are so proud to be a Peach Days Sponsor. We love this community!

Shred Fest

Put this date on your calendar! October 9, 2021

Getting started is a piece of cake. Just fill out some quick info online or give us a call.

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See you soon! If you have any questions, give us a call at (435)723-3437
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We are here to help. If you have questions or a problem, please send us a message, stop in, give us a call or text us. We are always happy to hear from you.

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Apply for a Home Loan Product

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Free Car Buying Guide

Free Car Buying Guide

Please fill out the following information to receive your Free Car Buying Guide

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10 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.49% interest rate, the APR for this loan type is 2.724%. The monthly payment would be $1413.37

120 payments of $1413.37 at an interest rate of 2.49%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

5 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 5-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.49% interest rate, the APR for this loan type is 2.937%. The monthly payment would be $2661.44

60 payments of $2661.44 at an interest rate of 2.49%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.99% interest rate, the APR for this loan type is 3.153%. The monthly payment would be $1035.15

180 payments of $1035.15 at an interest rate of 2.99%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Donation Request

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20 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.49% interest rate, the APR for this loan type is 2.65%. The monthly payment would be $794.12

119 payments of $794.12 at an interest rate of 2.49%. With a final payment of approximately $85074.67 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 2.49% interest rate, the APR for this loan type is 2.635%. The monthly payment would be $591.90

119 payments of $591.90 at an interest rate of 2.49%. With a final payment of approximately $112394.96 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

10 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 4.25% interest rate, the APR for this loan type is 4.446%. The monthly payment would be $768.28

120 payments of $768.28 at an interest rate of 4.25%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 4.75% interest rate, the APR for this loan type is 4.883%. The monthly payment would be $583.37

180 payments of $583.37 at an interest rate of 4.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Home Equity Line of Credit

APR= Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .50% provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 3.25%. The maximum interest rate over the life of the loan is 18%. The minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Membership required-based on eligibility. Consult your tax advisor for more information regarding the tax-deductible benefits of a home equity line of credit.

Support Loan

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Hours

Monday – Friday

9 AM – 6 PM

Saturday

9 AM – 2 PM

On Saturday’s our Garland office has drive-up services only.

We encourage you to use Online, Mobile, and ATM banking which is available 24/7 and easy to use. If you don’t have some of these services, we are happy to set them up for you. All loans and new accounts or services can be done over the phone or online.

Digital Services

For your convenience and 24/7 availability, we recommend the following digital banking tools, which are easy to use.

Online & Mobile Banking
Direct Deposit
Mobile Deposit
Bill Pay
Bank2Bank & Account Transfers
Alerts & Notifications
Online Statements
Wire Transfers
Online Loan Application
Online “Become A Member” Application
LoanPay – Use your debit card or credit card to quickly and securely make your loan payment over the phone. Call (435) 723.3437

Beware of Scams

Unfortunately, some people and companies are taking advantage of the fears surrounding the spread of the virus. Do not let fear cloud your judgment when accessing links from emails and social media. If you get an unsolicited email regarding the coronavirus from someone claiming to be from the CDC, state, or other local authority, it is most likely a scam. Elevate Credit Union will never ask you for your PIN or request sensitive information via email. If you receive a suspicious message of this nature, let us know.

Here are some tips from the Federal Trade Commission.

Here To Help

We understand that you may be impacted by the coronavirus financially. If this is the case, we encourage you to contact Elevate Credit Union to discuss your specific situation. (435) 723.3437

HELPING OPTIONS

Budget Counseling
Support Loan
Skip-a-Pay
Debt refinances or consolidation

HOURS

Monday – Friday 9 am – 6 pm

Saturday 9 am – 2 pm

10 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.49% interest rate, the APR for this loan type is 3.49%. The monthly payment would be $1482.59

120 payments of $1482.59 at an interest rate of 3.49%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.75% interest rate, the APR for this loan type is 3.75%. The monthly payment would be $1090.83

180 payments of $1090.83 at an interest rate of 3.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

20 Year No Fee Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.49% interest rate, the APR for this loan type is 3.49%. The monthly payment would be $869.17

119 payments of $869.17 at an interest rate of 3.49%. With a final payment of approximately $88,806.90 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 30-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 3.49% interest rate, the APR for this loan type is 3.49%. The monthly payment would be $672.73

119 payments of $672.73 at an interest rate of 3.49%. With a final payment of approximately $116,771.54 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.