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Skip-A-Pay

Your Loans Adapt
To Your Life

Because life isn't as regular as your monthly payments.

 

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Why Elevate

Flexibility

Life happens, so if you need to free up some money, our skip a payment option might be just what you needed to get a little breathing room. Even if you've planned your budget out, you never know when something unexpected will come along. Elevate knows that life isn't predictable, and so we created our Skip a Pay option!

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How Does Skip A Pay Work?

Application Service Charges

A $25 application service charge applies to each Skip-a-Pay request and is charged when you submit the application.
Qualifying Loans

Skip a Pay is available for most Auto, Adventure and Personal Loans. Home, HELOC and Credit Cards do not qualify.
Frequency

You can apply for a Skip a Pay up to two times a year. Apply at least five business days prior to your payment on your loan.
quotes

 

Things were tight, but I was able to do a Skip a Pay on my loan. They were very helpful and very willing to help me out when times were tough. I love Elevate Credit Union!
LauraMember Since 1996
When I got laid off I was scared, but Elevate was great to help me by letting me skip a loan payment. Luckily I found a new job right away. Thanks!
ErnestoMember Since 2012
Skip-A-Pay

FAQs

How do I apply for Skip-a-Pay?

Getting started is easy! To request Skip-a-Pay, simply complete the Ask a Question form below.

  1. Enter your contact information: Provide your first and last name, mobile phone number, and email address.
  2. Explain your request: In the "Please Explain Your Question or Request" field, let us know that you're interested in Skip-a-Pay.
  3. Select your nearest branch: Choose the Elevate Credit Union branch closest to you.
  4. Submit your request: Review the form, complete any required consent fields, and click Submit.

One of our Elevate team members will review your request and get back to you within 24 hours or by the next business day to discuss your eligibility and next steps.
How many times can I do a Skip-A-Pay?

You can do a Skip-A-Pay up to twice a year.
What kind of loans qualify for Skip-A-Pay? Most auto, adventure, and personal loans qualify for Skip-A-Pay.
Are there any charges? Yes, there is a $25 application service charge.
Ask a Question

Ask Simon, our AI bot a question 24/7 by clicking the "Live Chat" button in the lower right corner, or speak with one of our Elevate Team anytime during our business hours by doing the same. Or, fill out this brief form and we will get back with you. We are here to help and answer your questions!


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