Scholarships - Elevate Credit Union

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5.00% APY* 13-Month Share Certificate

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Elevate Credit Union Scholarships

Getting a college education is a worthwhile investment in your future, but it can be expensive. Elevate Credit Union believes
in investing in our members and supporting their goals, and that is why we are proud to offer scholarship opportunities
each spring to graduating high school seniors.

Since 1954, we’ve built our credit union around the foundation of education. We understand and have seen how education
can elevate communities and provide economic growth. This year, we are giving away 3 scholarships worth $1000 each to
help offset the cost of higher education.
REQUIREMENTS

Parent or Teen must be an Elevate Credit Union
Member for a least 6 months*

High school senior

Minimum GPA of 3.00

Enrollment in an accredited college, university, vocational or technical school for the 2023/2024 school year**
SUBMIT

Complete application, including:

High School Transcript

Essay

Signature

DEADLINE April 10, 2024
NOTIFICATION

Applicants will be notified via email and/or letter

If you have a question, contact Tonya Gail

Email: tonyagail@elevatecu.com
Text: (435) 723.3437
Call: (435) 538.5118
*Immediate family members of Elevate Credit Union employees, directors, and other volunteers are not eligible.

**Scholarship deferments are available for those recipients who need to hold their scholarship for religious reasons.

Apply For A Scholarship

We are accepting scholarship applications until April 10, 2024
Name * Required
First Last
Birthdate * Required
MM slash DD slash YYYY
Address * Required
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Best Phone Number * Required
Email * Required
High School * Required
Cumulative GPA * Required
Are you related to an Elevate Credit Union Employee or volunteer? * Required
- No
- Yes
If you answered yes, what is the relationship?
Scholarship Use
What school will the scholarship be used for? * Required
Field of study/major: * Required
Community Service and Volunteer Work
List community service and volunteer work in which you are currently active or have been active during the past two years. Include any leadership positions, and community activities in which you have participated.
1. Organization/Group:
Dates of Participation
Service Provided:
2. Organization/Group:
Dates of Participation
Service Provided:
3. Organization/Group:
Dates of Participation
Service Provided:
Other community service or volunteer work:
Extracurricular Activities
I. Activity:
Dates of Participation
Awards or Accomplishments:
2. Activity:
Dates of Participation
Awards or Accomplishments:
3. Activity:
Dates of Participation
Awards or Accomplishments:
Other Extracurricular Activities:
Financial Need
Have you been awarded financial assistance for your upcoming school year from any other source?
- No
- Yes
If yes, please list the source:
Total:
Please list any special financial circumstances that you think we should be aware of:
Transcript Information
Please attach an official school transcript of the most recently completed trimester. It must include a cumulative GPA, ACT Score, class rank, and citizenship grades.
Upload Transcript * Required
Max. file size: 10 MB.
Maximum file size - 10 mega bytes.
Essay
Please respond to the following question: “In today’s world, what do students need to learn to become financially responsible adults?” Your essay should be one page, typed, and double spaced. Please put your full name and phone number on the top of the essay page.
Upload Essay * Required
Max. file size: 10 MB.
Maximum file size - 10 mega bytes.
Student Signature * Required
I certify that the information in this application is true and correct. I also certify that I personally answered all the questions and wrote the essay relating to this scholarship application. I agree that Elevate Credit Union may use my name and possibly a photograph for publicity purposes.
First Last
Date
MM slash DD slash YYYY
Sensitive Data * Required
- I agree
By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
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Elevate Credit Union uses text, email, and phone to communicate with our members.

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We are here to help. If you have questions or a problem, please send us a message, stop in, give us a call or text us. We are always happy to hear from you.

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Quick Start

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First Last
Best Phone Number (Optional) * Required
Email * Required
Comments & Questions
Sensitive Data * Required
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By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
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10 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.00% interest rate, the APR for this loan type is 6.26%. The monthly payment would be $1665.31

120 payments of $1665.31 at an interest rate of 6.00%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

5 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 5-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 5.50% interest rate, the APR for this loan type is 5.99%. The monthly payment would be $2865.17

60 payments of $2865.17 at an interest rate of 5.50%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.94%. The monthly payment would be $1327.36

180 payments of $1327.36 at an interest rate of 6.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

20 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.94%. The monthly payment would be $1140.55

119 payments of $1140.55 at an interest rate of 6.75%. The final payment was approximately $100,469.71 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 30-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.93%. The monthly payment would be $972.90

119 payments of $972.90 at an interest rate of 6.75%. The final payment was approximately $128,923.957 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

10 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage. It assumes the purpose of the loan is to refinance a property with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.25% interest rate, the APR for this loan type is 7.43%. The monthly payment would be $880.51

120 payments of $880.51 at an interest rate of 7.25%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Home Equity Line of Credit

APR= Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .25% provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 8.25%. The maximum interest rate over the life of the loan is 18%. The minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates are subject to change. Membership is required based on eligibility. Consult your tax advisor for more information regarding the tax-deductible benefits of a home equity line of credit.

Digital Services

For your convenience and 24/7 availability, we recommend the following digital banking tools, which are easy to use.

Online & Mobile Banking
Direct Deposit
Mobile Deposit
Bill Pay
Bank2Bank & Account Transfers
Alerts & Notifications
Online Statements
Wire Transfers
Online Loan Application
Online “Become A Member” Application
LoanPay – Use your debit card or credit card to quickly and securely make your loan payment over the phone. Call (435) 723.3437

10 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.75%. The monthly payment would be $1,722.36

120 payments of $1,722.36 at an interest rate of 6.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.50% interest rate, the APR for this loan type is 7.50%. The monthly payment would be $1,390.52

180 payments of $1,390.52 at an interest rate of 7.50%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

20 Year No Fee Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.25% interest rate, the APR for this loan type is 7.25%. The monthly payment would be $1,185.56.

119 payments of $1185.56 at an interest rate of 7.25%. The final payment was approximately $102,170.39 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 30-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.25% interest rate, the APR for this loan type is 7.25%. The monthly payment would be $1,023.26

119 payments of $1,023.26 at an interest rate of 7.25%. With a final payment of approximately $130,489.54 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Certificate Special

. 5.00% APY* 13-Month Share Certificate LEARN MORE