Scholarships - Elevate Credit Union

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Elevate Credit Union Scholarships

Getting a college education is a worthwhile investment in your future, but it can be expensive. Elevate Credit Union believes
in investing in our members and supporting their goals, and that is why we are proud to offer scholarship opportunities
each spring to graduating high school seniors.

Since 1954, we’ve built our credit union around the foundation of education. We understand and have seen how education
can elevate communities and provide economic growth. This year, we are giving away 3 scholarships worth $1000 each to
help offset the cost of higher education. Apply today!
REQUIREMENTS

Primary Elevate Credit Union
Member for a least 6 months*

High school senior

Reside in either Box Elder or Cache County

Minimum GPA of 3.00

Enrollment in an accredited college, university, vocational or technical school for the 2023/2024 school year**
SUBMIT

Complete application, including:

High School Transcript

Essay

Parent/Guardian Signature

DEADLINE April 10, 2023

APPLY HERE
NOTIFICATION

Applicants will be notified via email and/or letter

If you have a question, contact Tonya Gail

Email: tonyagail@elevatecu.com
Text: (435) 723.3437
Call: (435) 538.5118
*Immediate family members of Elevate Credit Union employees, directors, and other volunteers are not eligible.

**Scholarship deferments are available for those recipients who need to hold their scholarship for religious reasons.

Scholarship Application

Scholarship Application

We are accepting scholarship applications until April 10, 2023
Name * Required
First Last
Birthdate - must be mm/dd/yyyy format * Required
MM slash DD slash YYYY
Address * Required
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Best Phone Number * Required
Email * Required
High School * Required
Cumulative GPA * Required
Are you related to an Elevate Credit Union Employee or volunteer? * Required
- No
- Yes
If you answered yes, what is the relationship?
Scholarship Use
What school will the scholarship be used for? * Required
Field of study/major: * Required
Community Service and Volunteer Work
List community service and volunteer work in which you are currently active or have been active during the past two years. Include any leadership positions, and community activities in which you have participated.
1. Organization/Group:
Dates of Participation
Service Provided:
2. Organization/Group:
Dates of Participation
Service Provided:
3. Organization/Group:
Dates of Participation
Service Provided:
Other community service or volunteer work:
Extracurricular Activities
I. Activity:
Dates of Participation
Awards or Accomplishments:
2. Activity:
Dates of Participation
Awards or Accomplishments:
3. Activity:
Dates of Participation
Awards or Accomplishments:
Other Extracurricular Activities:
Financial Need
Have you been awarded financial assistance for your upcoming school year from any other source?
- No
- Yes
If yes, please list the source:
Total:
Please list any special financial circumstances that you think we should be aware of:
Transcript Information
Please attach an official school transcript of the most recently completed trimester. It must include a cumulative GPA, ACT Score, class rank, and citizenship grades.
Upload Transcript * Required
Max. file size: 10 MB.
Maximum file size - 10 mega bytes.
Essay
Please respond to the following question: “In today’s world, what do students need to learn to become financially responsible adults?” Your essay should be one page, typed, and double spaced. Please put your full name and phone number on the top of the essay page.
Upload Essay * Required
Max. file size: 10 MB.
Maximum file size - 10 mega bytes.
Student Signature * Required
I certify that the information in this application is true and correct. I also certify that I personally answered all the questions and wrote the essay relating to this scholarship application. I agree that Elevate Credit Union may use my name and possibly a photograph for publicity purposes.
First Last
Date - must be mm/dd/yyyy format
MM slash DD slash YYYY
Parent/Guardian Signature * Required
I affirm that the information contained in this application is true and correct.
First Last
Date - must be mm/dd/yyyy format
MM slash DD slash YYYY
Sensitive Data * Required
- I agree
By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
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Best Phone Number * Required
Elevate Credit Union uses text, email, and phone to communicate with our members.
Comments & questions?

Are you a member of Elevate? * Required
- Yes
- No

Great! How do you want to apply?
Application Method * Required
- Apply Online
- Quick Start (We will call you.)
- I Will Come Into A Branch

Sounds good!

Click "Continue" to start the application.

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A loan officer will be in touch shortly to answer any questions and help you get started. Easy… Breezy!

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See you soon! If you have any questions, give us a call at (435)723-3437
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Ask a Question

We are here to help. If you have questions or a problem, please send us a message, stop in, give us a call or text us. We are always happy to hear from you.

Name * Required
First Last
Best Phone Number (Optional) * Required
Email * Required
Please explain your question or request:
Sensitive Data * Required
- I agree
By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
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Open Account

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First Last
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Which Account are you interested in? * Required
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Apply for a Home Loan Product

Lead Capture - Home Loans

Step 1 of 4

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Name * Required
First Last
Email * Required
Best Phone Number * Required
Elevate Credit Union uses text, email, and phone to communicate with our members.

Are you a member of Elevate? * Required
- Yes, I'm a member
- No, I'm not a member yet

Great! How do you want to apply?
Application Method * Required
- Quick Start
- Phone
- Branch

Sounds good!

Complete this Quick Start Request and loan officer will be in touch shortly to answer any questions. Easy… Breezy!
Comments & questions?
Sounds good!

Click "Continue" to give us a call and we'll do the application over the phone.
Sounds good!

Click "Continue" to find your nearest Elevate branch and stop by today.
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10 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 5.50% interest rate, the APR for this loan type is 5.76%. The monthly payment would be $1627.89

120 payments of $1627.89 at an interest rate of 5.50%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

5 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 5-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.

At a 5.25% interest rate, the APR for this loan type is 5.55%. The monthly payment would be $2847.90

60 payments of $2847.90 at an interest rate of 5.25%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 5.75% interest rate, the APR for this loan type is 5.93%. The monthly payment would be $1245.62

180 payments of $1245.62 at an interest rate of 5.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Donation Request

Contact Name * Required
First Last
Contact Email * Required
Contact Phone * Required
Organization Requesting Donation * Required
Is the organization you are making a request for non-profit? (501c3) * Required
- Yes
- No
Request * Required
- Monetary Donation
- Raffle or Auction Item
Requested Donation Amount (if applicable)
Please explain what your requested donation will be used for. * Required
Date of event (if applicable)
Month
Day
Year
Date donation is needed by. * Required
Month
Day
Year
If you have any further information you'd like us to see, please upload it here.
Max. file size: 64 MB.
Phone
This field is for validation purposes and should be left unchanged.

20 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.25% interest rate, the APR for this loan type is 6.43%. The monthly payment would be $1096.39

119 payments of $1096.39 at an interest rate of 6.25%. The final payment was approximately $98,744.77 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 30-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.25% interest rate, the APR for this loan type is 6.35%. The monthly payment would be $923.58

119 payments of $923.58 at an interest rate of 6.25%. The final payment was approximately $127,279.45 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

10 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage. It assumes the purpose of the loan is to refinance a property with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.00% interest rate, the APR for this loan type is 7.29%. The monthly payment would be $870.81

120 payments of $870.81 at an interest rate of 7.00%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage. It assumes the purpose of the loan is to refinance a property with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.50% interest rate, the APR for this loan type is 7.71%. The monthly payment would be $695.26

180 payments of $695.26 at an interest rate of 7.50%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Home Equity Line of Credit

APR= Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .25% provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 7.00%. The maximum interest rate over the life of the loan is 18%. The minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates are subject to change. Membership is required based on eligibility. Consult your tax advisor for more information regarding the tax-deductible benefits of a home equity line of credit.

Support Loan

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Fill out this short form and a loan officer will contact you to finish the process.
Name * Required
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Elevate Credit Union uses text, email, and phone to communicate with our members.
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Hours

Monday – Friday

9 AM – 6 PM

Saturday

9 AM – 2 PM

On Saturday’s our Garland office has drive-up services only.

We encourage you to use Online, Mobile, and ATM banking which is available 24/7 and easy to use. If you don’t have some of these services, we are happy to set them up for you. All loans and new accounts or services can be done over the phone or online.

Digital Services

For your convenience and 24/7 availability, we recommend the following digital banking tools, which are easy to use.

Online & Mobile Banking
Direct Deposit
Mobile Deposit
Bill Pay
Bank2Bank & Account Transfers
Alerts & Notifications
Online Statements
Wire Transfers
Online Loan Application
Online “Become A Member” Application
LoanPay – Use your debit card or credit card to quickly and securely make your loan payment over the phone. Call (435) 723.3437

Beware of Scams

Unfortunately, some people and companies are taking advantage of the fears surrounding the spread of the virus. Do not let fear cloud your judgment when accessing links from emails and social media. If you get an unsolicited email regarding the coronavirus from someone claiming to be from the CDC, state, or other local authority, it is most likely a scam. Elevate Credit Union will never ask you for your PIN or request sensitive information via email. If you receive a suspicious message of this nature, let us know.

Here are some tips from the Federal Trade Commission.

Here To Help

We understand that you may be impacted by the coronavirus financially. If this is the case, we encourage you to contact Elevate Credit Union to discuss your specific situation. (435) 723.3437

HELPING OPTIONS

Budget Counseling
Skip-a-Pay
Debt refinances or consolidation

HOURS

Monday – Friday 9 am – 6 pm

Saturday 9 am – 2 pm

10 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.25% interest rate, the APR for this loan type is 6.25%. The monthly payment would be $1,684.20

120 payments of $1,684.20 at an interest rate of 6.25%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.60% interest rate, the APR for this loan type is 6.60%. The monthly payment would be $1,314.92.

180 payments of $1,314.92 at an interest rate of 6.60%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

20 Year No Fee Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.75%. The monthly payment would be $1,140.55.

119 payments of $1,140.55 at an interest rate of 6.75%. The final payment was approximately $100,469.71 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 30-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.75%. The monthly payment would be $972.90

119 payments of $972.90 at an interest rate of 6.75%. With a final payment of approximately $128,923.95 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Apply for a Scholarship

We are accepting scholarship applications until April 10, 2023
Name * Required
First Last
Birthdate - must be mm/dd/yyyy format * Required
MM slash DD slash YYYY
Address * Required
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Best Phone Number * Required
Email * Required
High School * Required
Cumulative GPA * Required
Are you related to an Elevate Credit Union Employee or volunteer? * Required
- No
- Yes
If you answered yes, what is the relationship?
Scholarship Use
What school will the scholarship be used for? * Required
Field of study/major: * Required
Community Service and Volunteer Work
List community service and volunteer work in which you are currently active or have been active during the past two years. Include any leadership positions, and community activities in which you have participated.
1. Organization/Group:
Dates of Participation
Service Provided:
2. Organization/Group:
Dates of Participation
Service Provided:
3. Organization/Group:
Dates of Participation
Service Provided:
Other community service or volunteer work:
Extracurricular Activities
I. Activity:
Dates of Participation
Awards or Accomplishments:
2. Activity:
Dates of Participation
Awards or Accomplishments:
3. Activity:
Dates of Participation
Awards or Accomplishments:
Other Extracurricular Activities:
Financial Need
Have you been awarded financial assistance for your upcoming school year from any other source?
- No
- Yes
If yes, please list the source:
Total:
Please list any special financial circumstances that you think we should be aware of:
Transcript Information
Please attach an official school transcript of the most recently completed trimester. It must include a cumulative GPA, ACT Score, class rank, and citizenship grades.
Upload Transcript * Required
Max. file size: 10 MB.
Maximum file size - 10 mega bytes.
Essay
Please respond to the following question: “In today’s world, what do students need to learn to become financially responsible adults?” Your essay should be one page, typed, and double spaced. Please put your full name and phone number on the top of the essay page.
Upload Essay * Required
Max. file size: 10 MB.
Maximum file size - 10 mega bytes.
Student Signature * Required
I certify that the information in this application is true and correct. I also certify that I personally answered all the questions and wrote the essay relating to this scholarship application. I agree that Elevate Credit Union may use my name and possibly a photograph for publicity purposes.
First Last
Date - must be mm/dd/yyyy format
MM slash DD slash YYYY
Parent/Guardian Signature * Required
I affirm that the information contained in this application is true and correct.
First Last
Date - must be mm/dd/yyyy format
MM slash DD slash YYYY
Sensitive Data * Required
- I agree
By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
CAPTCHA
Untitled
Untitled
Name
This field is for validation purposes and should be left unchanged.

DO NOT SHARE YOUR PERSONAL INFORMATION.

. Never give information in an email or text. Be 100% certain you are speaking to Elevate, your doctor or other trusted sources when on the phone. PROTECT YOURSELF