Our Lobbies are temporarily closed. Our Drive-thru and Online Banking are OPEN.
Scholarship applications are closed for the year. Check back in the fall to apply for the 2021 scholarship.
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Each year, we proudly award two different $1,000 scholarships, one to a student from Box Elder High School, and one to a student from Bear River High School. Box Elder County residents graduating from alternative high schools are also welcome to apply.
The applicant must be…
Immediate family members of Elevate Credit Union employees, directors and other volunteers are not eligible.
Completed application, transcripts, and essay must be received by Saturday, April 10, 2020.
Elevate Credit Union: 641663
Jen Sorensen: 1861781
Katie Toone: 649314
Melissa Jeppesen: 649312
Federally insured by NCUA. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Elevate Federal Credit Union does business as Elevate Credit Union.
We are an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.
APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.75% interest rate, the APR for this loan type is 2.985%. The monthly payment would be $1431.17
120 payments of $1431.17 at an interest rate of 2.75%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 5-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.75% interest rate, the APR for this loan type is 3.198%. The monthly payment would be $2678.67
60 payments of $2678.67 at an interest rate of 2.75%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.99% interest rate, the APR for this loan type is 3.153%. The monthly payment would be $1035.15
180 payments of $1035.15 at an interest rate of 2.99%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.75% interest rate, the APR for this loan type is 2.911%. The monthly payment would be $813.25
119 payments of $813.25 at an interest rate of 2.75%. With a final payment of approximately $86049.66 at the end of the 10th year.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.75% interest rate, the APR for this loan type is 2.896%. The monthly payment would be $612.36
119 payments of $612.36 at an interest rate of 2.75%. With a final payment of approximately $113,559.87 at the end of the 10th year.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 4.25% interest rate, the APR for this loan type is 4.446%. The monthly payment would be $768.28
120 payments of $768.28 at an interest rate of 4.25%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 4.75% interest rate, the APR for this loan type is 4.883%. The monthly payment would be $583.37
180 payments of $583.37 at an interest rate of 4.75%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR= Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .50% provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 3.25%. The maximum interest rate over the life of the loan is 18%. The minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Membership required-based on eligibility. Consult your tax advisor for more information regarding the tax-deductible benefits of a home equity line of credit.
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We encourage you to use Online, Mobile, and ATM banking which is available 24/7 and easy to use. If you don’t have some of these services, we are happy to set them up for you. All loans and new accounts or services can be done over the phone or online.
The Red Cross Canceled our blood drive in October due to COVID.
The Halloween Carnival is still scheduled but we have decided to keep our staff safe and skip this year’s carnival.
The Santa visits for this year are still planned for December.
For your convenience and 24/7 availability, we recommend the following digital banking tools, which are easy to use.
Unfortunately, some people and companies are taking advantage of the fears surrounding the spread of the virus. Do not let fear cloud your judgment when accessing links from emails and social media. If you get an unsolicited email regarding the coronavirus from someone claiming to be from the CDC, state, or other local authority, it is most likely a scam. Elevate Credit Union will never ask you for your PIN or request sensitive information via email. If you receive a suspicious message of this nature, let us know.
Here are some tips from the Federal Trade Commission.
We understand that you may be impacted by the coronavirus financially. If this is the case, we encourage you to contact Elevate Credit Union to discuss your specific situation. (435) 723.3437
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Saturday 9 am – 2 pm
The scholarship application is now closed for this school year. Check back in the fall for the 2021 scholarship application.
Elevate Credit Union does not have any responsibility for, or control over, any external website, their content or their privacy policies. We do not endorse or make any representations about them, or any information, products, or materials found there, or any results that may be obtained from using them. If you decide to access any of the linked third-party websites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked website.