Skip nav to main content.

Certificate Special

5.00% APY* 13-Month Share Certificate

LEARN MORE

MoneySmart Tips

mom and baby on the beach

12 Things You Need To Do Before Your Summer Vacation

scam alert vacation scams

4 Vacation Scams To Watch Out For

umbrellas on a sunny beach

6 Ways To Save On Your Summer Vacation

nice airplane

6 Ways to Save on Airfare

What are you looking for?

Auto

Banking

CU News

Featured

Home

Life

Money

Security & Fraud

All posts

sunglasses and sunscreen in the sand

Featured, Home, Life, Vacations

50 Budget-Friendly Activities For Summer

two businesspeople discussion

Life, Money

How and When to Ask for a Raise

blue lock sitting on computer keyboard, p2p payment scams

Banking, Education, Featured, Security & Fraud

Peer to Peer (P2P) Payment Scams

bouquet of pink tulips on couch

Home, Life, Money

How to Appreciate Mom on a Budget

person at home waking for the sunny day

Featured, Life, Money

Money and Mental Health

Piggy bank with graduation cap

Banking, Life, Money

Preparing Teens for Financial Adulthood

child holding money

Education, Featured, Money

Why Your Child Needs a Savings Account

child walking with parents

Banking, Featured, Life, Money

Raising Kids to be Financially Independent

kid with a stack of cash

Education, Life

How to Teach Your Kids About Money

a person happy to receive an e-alert

Banking, Featured, Security & Fraud

All About eAlerts

person cleaning windows

Featured, Home, Life

Spring Cleaning Hacks

1040 us individual tax income return

Education, Featured, Money, Taxes

Is Your Tax Refund Too Big?

1
2
3
…
29

Schedule Appointment

Apply Today

"*" indicates required fields

Step 1 of 6

Hidden

Applying for

Hidden

Product *

Name *

First Last

Email *

Best Phone Number *

Elevate Credit Union uses text, email, and phone to communicate with our members.

Comments & questions?

Ask a Question

We are here to help. If you have questions or a problem, please send us a message, stop in, give us a call or text us. We are always happy to hear from you.

Name * Required
First Last
Best Phone Number (Optional) * Required
Email * Required
Please explain your question or request:
Sensitive Data * Required
- I agree
By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
CAPTCHA
Name
This field is for validation purposes and should be left unchanged.

Open Account

Name * Required
First Last
Email * Required
Phone * Required
Which Account are you interested in? * Required
Email
This field is for validation purposes and should be left unchanged.

Send us a Message

Apply for a Home Loan Product

Step 1 of 4

Hidden
Applying for
Hidden
Product
Name * Required
First Last
Email * Required
Best Phone Number * Required
Elevate Credit Union uses text, email, and phone to communicate with our members.

Quick Start

Name * Required
First Last
Best Phone Number (Optional) * Required
Email * Required
Comments & Questions
Sensitive Data * Required
- I agree
By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
CAPTCHA
Comments
This field is for validation purposes and should be left unchanged.

10 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.00% interest rate, the APR for this loan type is 6.26%. The monthly payment would be $1665.31

120 payments of $1665.31 at an interest rate of 6.00%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

5 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 5-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 5.50% interest rate, the APR for this loan type is 5.99%. The monthly payment would be $2865.17

60 payments of $2865.17 at an interest rate of 5.50%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.94%. The monthly payment would be $1327.36

180 payments of $1327.36 at an interest rate of 6.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

20 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.94%. The monthly payment would be $1140.55

119 payments of $1140.55 at an interest rate of 6.75%. The final payment was approximately $100,469.71 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year Mortgage

APR=Annual Percentage Rate. The information provided is for a 30-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.93%. The monthly payment would be $972.90

119 payments of $972.90 at an interest rate of 6.75%. The final payment was approximately $128,923.957 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

10 Year 2nd Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage. It assumes the purpose of the loan is to refinance a property with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.25% interest rate, the APR for this loan type is 7.43%. The monthly payment would be $880.51

120 payments of $880.51 at an interest rate of 7.25%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Home Equity Line of Credit

APR= Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .25% provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 8.25%. The maximum interest rate over the life of the loan is 18%. The minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates are subject to change. Membership is required based on eligibility. Consult your tax advisor for more information regarding the tax-deductible benefits of a home equity line of credit.

Digital Services

For your convenience and 24/7 availability, we recommend the following digital banking tools, which are easy to use.

Online & Mobile Banking
Direct Deposit
Mobile Deposit
Bill Pay
Bank2Bank & Account Transfers
Alerts & Notifications
Online Statements
Wire Transfers
Online Loan Application
Online “Become A Member” Application
LoanPay – Use your debit card or credit card to quickly and securely make your loan payment over the phone. Call (435) 723.3437

10 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 6.75% interest rate, the APR for this loan type is 6.75%. The monthly payment would be $1,722.36

120 payments of $1,722.36 at an interest rate of 6.75%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

15 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage. It assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.50% interest rate, the APR for this loan type is 7.50%. The monthly payment would be $1,390.52

180 payments of $1,390.52 at an interest rate of 7.50%.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

20 Year No Fee Mortgage

APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.25% interest rate, the APR for this loan type is 7.25%. The monthly payment would be $1,185.56.

119 payments of $1185.56 at an interest rate of 7.25%. The final payment was approximately $102,170.39 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

30 Year NO FEE Mortgage

APR=Annual Percentage Rate. The information provided is for a 30-year fixed mortgage with a 10-year call and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $230,770. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days, and the assumed credit score is 720.

At a 7.25% interest rate, the APR for this loan type is 7.25%. The monthly payment would be $1,023.26

119 payments of $1,023.26 at an interest rate of 7.25%. With a final payment of approximately $130,489.54 at the end of the 10th year.

The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.

Certificate Special

. 5.00% APY* 13-Month Share Certificate LEARN MORE