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Special Loans

New possibilities

Helping with credit building, holiday giving, and incredible experiences.

  • raise your credit score

    • Personal

      Electronics, experiences, and anything else.

      Best Rate 11.50 % APR*
      Get Started

    • Credit Builder

      Rocket fuel for your credit score.

      Ask one of our qualified Loan Specialist for Rates & Details
      Contact Us

    • Holiday Loan

      Cash for Christmas

      Best Rate 9.99 % APR*
      Get Started

    Why Elevate

    Get something done

    Loans designed to help you take charge of things in your life. Fund your fun-filled dream vacation, build a better credit score or purchase a new laptop or computer that makes work quicker and gaming more fun. What do you want to accomplish?

    couples on vacation
    spring bride holding bright flower boquet
    enjoying spring and a laptop
    Holiday Loan

    More merry and more cheer

    Need a little extra spending power this holiday season? Our fixed term holiday loans are available in November, December, and January to cover those festive expenses.

    • Up to 12 months to repay
    • Rates as low as 9.99% APR*
    • Available between November and January
    • Fixed rates and fixed terms
    • No security or collateral required
    • Lower rates than many lenders
    Personal Loan

    Pay for anything

    Use a personal loan for just about anything. Improve your lifestyle with a new phone or a week-long experience. Take care of expenses like car payments and taxes.

    Credit Builder Loan

    Boost your credit score

    Better credit scores generally get better loan rates. Credit builder loans can help you boost your score and save you money on future loans.

    • Designed for bad credit or no credit
    • Build or rebuild your credit
    • Improve credit by making payments
    • Secured by your savings account
    • Pay with confidence
    • Prevent declined cards
    • You’re only charged when you use it
    Overdraft Protection

    Never worry about declined cards

    Declined cards and insufficient funds can be embarrassing, annoying, and frustrating. Overdraft Protection is a line of credit that may prevent your payments from bouncing.

    I just LOVE Elevate Credit Union! Every time I go into the office they bend over backwards to help me with what I need.

    Katie, Member since 2001

  • Special Loan Rates

    TypeRate APR*
    Holiday9.99%
    Personal11.50%
    Credit BuilderContact us for more information

    *Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details.

  • Frequently Asked Questions

    • Overdraft Protection is a line of credit that's linked directly to your account. If you overdraw on your checking, it steps up to cover the costs—so that you don't have to pay hefty insufficient funds fees. From there, it works like a simple loan from Elevate. Pay it off right away to avoid interest, or as you can for a low rate. To opt in to Overdraft Protection, contact us at any time.

  • Send a message

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      By selecting “I agree” you agree to not submit sensitive data through this form (ex. social security, license, account numbers, etc). If you have a question about your account, please call us or visit a branch.
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    Sit down with a specialist

    Get 1-on-1 advice and guidance

    Schedule Appointment

    Give us a call

    Always happy to hear from you

    Call or Text (435) 723.3437
Disclosures
*Terms & Conditions – APR = annual percentage rate | Loans based on approved credit | Rates may vary | Some restrictions may apply | Speak to a Loan Officer for further details or if you have questions.