Here are your Board of Director Nominees who are running to represent you on the Board of Directors. Vote anytime from March 1st - March 14th.
If your Elevate Credit Union card has been lost or stolen, please call (888) 297.3416 immediately. You can also report a stolen card online.
If you believe you have been a victim of any kind of financial fraud, please call or text us immediately at (435) 723.3437.
We are always on the lookout for suspicious activities. Your Elevate account is continuously reviewed by professional fraud monitoring services. There are also ways you can help prevent fraud from ever happening.
Stay educated – Stay up to date the latest scams and schemes that can separate you from your money. Practice good security habits when it comes to creating passwords, sharing information, and more. NCUA’s Fraud Prevention Center is a great place to start learning.
Stay aware – Set up custom Alerts and Notifications for your accounts and cards, which can notify you about low balances, out-of-town purchases, and more.
Elevate Credit Union: 641663
Jen Sorensen: 1861781
Katie Toone: 649314
Melissa Jeppesen: 649312
Federally insured by NCUA. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Elevate Federal Credit Union does business as Elevate Credit Union.
We are an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.
APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.49% interest rate, the APR for this loan type is 2.724%. The monthly payment would be $1413.37
120 payments of $1413.37 at an interest rate of 2.49%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 5-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.49% interest rate, the APR for this loan type is 2.937%. The monthly payment would be $2661.44
60 payments of $2661.44 at an interest rate of 2.49%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.99% interest rate, the APR for this loan type is 3.153%. The monthly payment would be $1035.15
180 payments of $1035.15 at an interest rate of 2.99%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.49% interest rate, the APR for this loan type is 2.65%. The monthly payment would be $794.12
119 payments of $794.12 at an interest rate of 2.49%. With a final payment of approximately $85074.67 at the end of the 10th year.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 20-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $150,000.00 and an estimated property value of $187,500. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 2.49% interest rate, the APR for this loan type is 2.635%. The monthly payment would be $591.90
119 payments of $591.90 at an interest rate of 2.49%. With a final payment of approximately $112394.96 at the end of the 10th year.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 10-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 4.25% interest rate, the APR for this loan type is 4.446%. The monthly payment would be $768.28
120 payments of $768.28 at an interest rate of 4.25%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR=Annual Percentage Rate. The information provided is for a 15-year fixed mortgage and assumes the purpose of the loan is to refinance a property, with a loan amount of $75,000.00 and an estimated property value of $300,000.00 with a combined LTV of 80% or less. The property is located in UT and is within Box Elder County. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 720.
At a 4.75% interest rate, the APR for this loan type is 4.883%. The monthly payment would be $583.37
180 payments of $583.37 at an interest rate of 4.75%.
The monthly payment amount displayed includes principal and interest. The payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. An escrow account may be required.
APR= Annual Percentage Rate. On approved credit. The rate is a variable annual percentage rate of Prime plus .50% provided the borrower’s credit score is 720 (Prime Rate is determined by the Federal Reserve). Prime Rate is currently 3.25%. The maximum interest rate over the life of the loan is 18%. The minimum interest rate over the life of the loan is 4.00%. Some restrictions may apply. Rates subject to change. Membership required-based on eligibility. Consult your tax advisor for more information regarding the tax-deductible benefits of a home equity line of credit.
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We encourage you to use Online, Mobile, and ATM banking which is available 24/7 and easy to use. If you don’t have some of these services, we are happy to set them up for you. All loans and new accounts or services can be done over the phone or online.
The Red Cross Canceled our blood drive in October due to COVID.
The Halloween Carnival is still scheduled but we have decided to keep our staff safe and skip this year’s carnival.
The Santa visits for this year are canceled due to the high number of cases at this time.
For your convenience and 24/7 availability, we recommend the following digital banking tools, which are easy to use.
Unfortunately, some people and companies are taking advantage of the fears surrounding the spread of the virus. Do not let fear cloud your judgment when accessing links from emails and social media. If you get an unsolicited email regarding the coronavirus from someone claiming to be from the CDC, state, or other local authority, it is most likely a scam. Elevate Credit Union will never ask you for your PIN or request sensitive information via email. If you receive a suspicious message of this nature, let us know.
Here are some tips from the Federal Trade Commission.
We understand that you may be impacted by the coronavirus financially. If this is the case, we encourage you to contact Elevate Credit Union to discuss your specific situation. (435) 723.3437
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