When you enter the door, you'll always be welcomed with familiar faces, warm smiles, and friendly greetings. There are no aloof tellers here—just our friendly and helpful service representatives who treat you like family. No matter your age or stage, our member service representatives are happy to guide you through any financial challenge while assisting you in reaching your financial goals.
As a small community, our service means we're invested in your happiness and only want to see your success. So we'll grant you a loan quicker than most big banks, usually with a much better interest rate. We also offer free budget counseling to help you with any phase of your life and financial journey.
2. Increased value for your money
As a not-for-profit cooperative, your credit union has modest overhead and marketing expenses. Elevate Credit Union is proud to pass these savings on to you through low or no account fees, better loan terms, and higher dividend payments on your Share Certificates, Savings Accounts, and more.
According to a Credit Union National Association (CUNA) report that studied credit unions in New York from March 2017 through March 2018, credit unions provided average financial benefits equivalent to $85 per member and $178 per household.
3. A voice in how the credit union operates
As a full-fledged member, you have a voice in how your credit union runs. You are invited to cast your ballot in our Annual Member Meeting and Elections, in which we vote on a volunteer board of directors. This elected board oversees the credit union and makes all official decisions regarding its operation.
4. A chance to give back to the community
At Elevate Credit Union, we're firm believers in giving back to our community. Because of this, we support many community initiatives and organizations and commit to making decisions that benefit the community. And when you choose Elevate Credit Union, you're choosing to give back to the community, too.
Now that you know why you need to become a credit union member, what stops you? As a member, you can enjoy these benefits and much more. So, call, click, or stop by one of our locations today. And learn how to make your membership work for you in the best way possible. Not a Member yet? Click here to apply online today!